02-05-2013 05:53 AM
Just got my state check today and paid ALL of my cards off. One statement cuts tonight, 1 tomorrow and one on Thursday. Going from 19% util to 1% with only $0.76 posting on my walmart card just to make it post a statement. I will no longer carry a balance month to month. But I do plan to charge the 3 baddies my DW has when Federal check comes in and pay it off as soon as the transaction posts the 3 are 1924.00 for university of phoenix 531 electric bill and 825.00 for judgment from auto accident. And on A side note my discover card posted last night and I made 212.00 last month using shop discover and only charging my outback restaurant and other dining. It is great to have credit again THANKS TO EVERYONE IN THIS FORUM that has helped me come from credit despair to credit awesomeness
02-05-2013 06:51 AM
That is wonderful! Congratulations on your success!
02-05-2013 06:58 AM
thanks every one
02-05-2013 07:14 AM
Congrats!! I am waiting for my taxes to come in this week so I can pay off all my Christmas spending!! It will be a nice feeling to go from 17% back down to 1%
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.