FNB of Omaha

[jbsea]

Does anyone know anything about them?  I can find some old post but nothing relatively recent.  I got a pre approval for there Amex but till I got that I have not ever heard of them.

[myjourney]

What would you like to know

About: 

That if your profile hasn't changed since the pre-approval was sent to you meaning you went on a app spree....It's 99% approved 

Or 

CLI's are SP's every 3 months and the card grows very very fast

Or 

You get a free Fico score Bankcard 08

Lol

What else can I tell you

[Anonymous]

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@jbsea wrote:

Does anyone know anything about them?  I can find some old post but nothing relatively recent.  I got a pre approval for there Amex but till I got that I have not ever heard of them.

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There's been lots of recent discussion about the bank and about that Amex. Search for FNBO

[jbsea]

Thanks My Journey and Irish.... Myjourney that is what I was perfect. 

[myjourney]

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@jbsea wrote:

Thanks My Journey and Irish.... Myjourney that is what I was perfect. 

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You're welcome 

Also to add they really are a fairly large bank and all apps are manually reviewed 

The only way in with them is if you live within there banking footprint or you get an invite 

Some see approval same day some take longer 

I submitted mine like 6am and by maybe 10am I got the approval email 

There are also 2 versions I've seen them send out of the Amex 

1) 2% gas and groceries 

2) 1% everything 

[Anonymous]

I got mine at the end of January with a cl of $5500. Just got a sp cli of $5000 and an offer for a BT at 7.9% for the life of the transfer with no transfer fee last week.

[jbsea]

Well so I just got done reading the forums.... I was wondering because I just started my rebuilding late last year, so when I get a pre approval it is normally from some place I would run from.  I do keep my utl low, always within reach of one paycheck.  (I learned that leason the hard way).  I have awhile so I guess I can think about it.  I just got my PRG amex so i'm very happy now.  I think I just may stay away from any new credit for awhile.  I'm not sure how to use all the cards that I have.

[jbsea]

ok, I just posted that I dont want any new cards and I read your post Redbeetle.... Now I have to rethink this whole thing....

[myjourney]

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@jbsea wrote:

Well so I just got done reading the forums.... I was wondering because I just started my rebuilding late last year, so when I get a pre approval it is normally from some place I would run from.  I do keep my utl low, always within reach of one paycheck.  (I learned that leason the hard way).  I have awhile so I guess I can think about it.  I just got my PRG amex so i'm very happy now.  I think I just may stay away from any new credit for awhile.  I'm not sure how to use all the cards that I have.

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Always a good choice

Plus they'll send you more pre-approvals trust me I think I bit on the 3rd ....Lol

[myjourney]

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@jbsea wrote:

ok, I just posted that I dont want any new cards and I read your post Redbeetle.... Now I have to rethink this whole thing....

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Lol 

BT checks come once a month