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Valued Member
Posts: 46
Registered: ‎03-14-2013
0

FNBO AMEX approval! excitement and advice needed....

Was suppose to be gardening but recvd this pre-approval in the mail, I was approved in 24 hours for a 3600 CL.  Is this bank/card hard to get approved for?  I was wondering if my hard work has really paid off or not?

 

Was my spree successful? are these good cards to have? and make my profile look better?

 

Recent app spree:

 

Chase Freedom 2500CL

CITI Simplicity 2500CL

Discover IT 4000CL

Lowe's 2000CL

FNBO Amex 3600 CL

 

Will be joining the Garden Club TODAY!! Im really excited....im someone that filed bancruptcy, went through a divorce, am a single parent and had a credit score in the low 5's upper 4's as early as 8 years ago....

Gardening Goal thru April 2014. HELP ME STAY ON TRACK!




New Contributor
Posts: 401
Registered: ‎03-16-2013
0

Re: FNBO AMEX approval! excitement and advice needed....

Congrats nice limits

Yes the app spree was successful

Citi Bank X2/ 29k-USAA Amex/Mastercard 24k-PP Mastercard 20k_
WMDiscover 20k-PenFed X2/15k
Current Fico/EQ-765
Garden Time Day- 10
Remaining Days-170
Super Contributor
Posts: 6,184
Registered: ‎05-23-2009
0

Re: FNBO AMEX approval! excitement and advice needed....

Congrats!!!! :smileyhappy:

 

 

Ron.

Moderator
Posts: 27,207
Registered: ‎09-13-2012
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Re: FNBO AMEX approval! excitement and advice needed....

Regular Contributor
Posts: 245
Registered: ‎12-27-2012
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Re: FNBO AMEX approval! excitement and advice needed....

Congrats wahoojack13. now you can setup the online access...https://www.firstbankcard.com

 

I got approved for the same amex card recently as well(about three weeks ago), when I read the reviews on the internet all I find is not so good news. I don't know.

I am liking it though. I don't have way too many expectations except for just the 2% bonus and the balance transfers for 0%. Good enough for me.

Amex corp site has a regular feed about FNBO, all good, but just that they are starting their business with FNBO.

 

Here are some links to read up on(let me know what you think)

 

Bad news about the bank:

http://www.mybanktracker.com/First-National-Bank-of-Omaha/Reviews

 

Ok type info about the bank:

http://reviews.creditkarma.com/credit-cards/first-national-bank-omaha-credit-card/1/

http://about.americanexpress.com/news/pr/2010/omaha.aspx

 

My credit was wasn't as good, I have started rebuilding and feel happy to have FNBO amex with decent limit and rates.

Congrats again.

 

 

~ 100k in Rev CC. 15k Credit Line. 16.5k Car Loan(@1.7%) Starting scores: 690 EQ (Dec 2012) Mid-year FICO scores April ‘13 Pulled by lenders(Barclays, Amex): TU 747 • EQ 752 • EX 746 • Scores As of Nov 2013: 740 and above across the board.
Valued Member
Posts: 46
Registered: ‎03-14-2013
0

Re: FNBO AMEX approval! excitement and advice needed....

Thank you Codesingh, I was little nervous, because i heard they were conservative, but tried anyway.  I will read up on the cards, thanks for info.  Garden for me.....for a while. lol

Gardening Goal thru April 2014. HELP ME STAY ON TRACK!




Valued Contributor
Posts: 2,829
Registered: ‎03-14-2012
0

Re: FNBO AMEX approval! excitement and advice needed....

Awesome spree!  Congratulations on your results!!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Valued Contributor
Posts: 1,673
Registered: ‎11-11-2012
0

Re: FNBO AMEX approval! excitement and advice needed....


codesingh wrote:

Congrats wahoojack13. now you can setup the online access...https://www.firstbankcard.com

 

I got approved for the same amex card recently as well(about three weeks ago), when I read the reviews on the internet all I find is not so good news. I don't know.

I am liking it though. I don't have way too many expectations except for just the 2% bonus and the balance transfers for 0%. Good enough for me.

Amex corp site has a regular feed about FNBO, all good, but just that they are starting their business with FNBO.

 

Here are some links to read up on(let me know what you think)

 

Bad news about the bank:

http://www.mybanktracker.com/First-National-Bank-of-Omaha/Reviews

 

Ok type info about the bank:

http://reviews.creditkarma.com/credit-cards/first-national-bank-omaha-credit-card/1/

http://about.americanexpress.com/news/pr/2010/omaha.aspx

 

My credit was wasn't as good, I have started rebuilding and feel happy to have FNBO amex with decent limit and rates.

Congrats again.

 

 


I wouldn't be overly concerned with those reviews.  For any bank that has been around, you will see stuff like this.  It's relatively rare for people to gush about how great their bank is, whereas complaints are quickly posted.

Frequent Contributor
Posts: 312
Registered: ‎02-01-2013
0

Re: FNBO AMEX approval! excitement and advice needed....

Congratulations. Nice spree.
PenFed AMEX: $5500 | AMEX BCE: $8300 | AMEX E: $5000 | BofA BBR: $5000 | Discover It: $6500 | CSP: $11500 | CF: $5500 | Citi DIVIDEND: $5700 | CITI TYP: $4600 | BofA CR: $7500 | CAP ONE Q: $3000 |

TU: 722 / EX: 763 / EQ: 735
Frequent Contributor
Posts: 341
Registered: ‎08-14-2012
0

Re: FNBO AMEX approval! excitement and advice needed....

I heard you get SP CLIs every 4 months with FNBO. They'll actually tell you whether or not if it would be a SP or a HP, based on what I've read on 'em, when you call in. It's a decent card for balance transfers. Congratulations.

Cap One Platinum MC $2.5k CL (08/12)
Citi Forward Student Visa Card $1.5k CL (09/12)
Express NEXT Card $0.25k CL (02/13), Jcrew CC $0.7k CL(02/13)
AMEX PRG NPSL (03/13), AMEX Gold Delta Skymiles 2k (03/13)
Walmart Credit Card $1.5k (03/13)
TU: 687 FICO (3/13) | EX: 692 Lender Pull (3/13) | EQ: 678 (4/1/13)
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