FNBO AMEX approval! excitement and advice needed....

[wahoojack13]

Was suppose to be gardening but recvd this pre-approval in the mail, I was approved in 24 hours for a 3600 CL.  Is this bank/card hard to get approved for?  I was wondering if my hard work has really paid off or not?

Was my spree successful? are these good cards to have? and make my profile look better?

Recent app spree:

Chase Freedom 2500CL

CITI Simplicity 2500CL

Discover IT 4000CL

Lowe's 2000CL

FNBO Amex 3600 CL

Will be joining the Garden Club TODAY!! Im really excited....im someone that filed bancruptcy, went through a divorce, am a single parent and had a credit score in the low 5's upper 4's as early as 8 years ago....

[danielodonoll]

Congrats nice limits

Yes the app spree was successful

[Ron1]

Congrats!!!!

Ron.

[09Lexie]

Awesome app spree!

[codesingh]

Congrats wahoojack13. now you can setup the online access...https://www.firstbankcard.com

I got approved for the same amex card recently as well(about three weeks ago), when I read the reviews on the internet all I find is not so good news. I don't know.

I am liking it though. I don't have way too many expectations except for just the 2% bonus and the balance transfers for 0%. Good enough for me.

Amex corp site has a regular feed about FNBO, all good, but just that they are starting their business with FNBO.

Here are some links to read up on(let me know what you think)

Bad news about the bank:

http://www.mybanktracker.com/First-National-Bank-of-Omaha/Reviews

Ok type info about the bank:

http://reviews.creditkarma.com/credit-cards/first-national-bank-omaha-credit-card/1/

http://about.americanexpress.com/news/pr/2010/omaha.aspx

My credit was wasn't as good, I have started rebuilding and feel happy to have FNBO amex with decent limit and rates.

Congrats again.

[wahoojack13]

Thank you Codesingh, I was little nervous, because i heard they were conservative, but tried anyway.  I will read up on the cards, thanks for info.  Garden for me.....for a while. lol

[MsLadyRover]

Awesome spree!  Congratulations on your results!!

[bs6054]

---

@codesingh wrote:

Congrats wahoojack13. now you can setup the online access...https://www.firstbankcard.com

I got approved for the same amex card recently as well(about three weeks ago), when I read the reviews on the internet all I find is not so good news. I don't know.

I am liking it though. I don't have way too many expectations except for just the 2% bonus and the balance transfers for 0%. Good enough for me.

Amex corp site has a regular feed about FNBO, all good, but just that they are starting their business with FNBO.

Here are some links to read up on(let me know what you think)

Bad news about the bank:

http://www.mybanktracker.com/First-National-Bank-of-Omaha/Reviews

Ok type info about the bank:

http://reviews.creditkarma.com/credit-cards/first-national-bank-omaha-credit-card/1/

http://about.americanexpress.com/news/pr/2010/omaha.aspx

My credit was wasn't as good, I have started rebuilding and feel happy to have FNBO amex with decent limit and rates.

Congrats again.

---

I wouldn't be overly concerned with those reviews.  For any bank that has been around, you will see stuff like this.  It's relatively rare for people to gush about how great their bank is, whereas complaints are quickly posted.

[2011beginnings]

Congratulations. Nice spree.

[WarJar101]

I heard you get SP CLIs every 4 months with FNBO. They'll actually tell you whether or not if it would be a SP or a HP, based on what I've read on 'em, when you call in. It's a decent card for balance transfers. Congratulations.