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Does anyone have personal knowledge of whether or not if when adding an AU to an FNBO Amex account, the AU will inherit the cardholder's history and usage? I'm considering adding 3 of my relatives and NOT releasing the cards to them for use. Thanks in advance for any responses!
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
I don't know about prior history, but when my DP opened a SavingStar Amex (issued by First Bankcard, a division of FNBO) the history has been posted to all three bureaus as an AU for me. We don't use the card much, and since SavingStar only offers the rewards benefits to the primary cardholder I'm really hoping that at some point they will solicit me to apply for the card in my own name.
@CreditUnionFan wrote:I don't know about prior history, but when my DP opened a SavingStar Amex (issued by First Bankcard, a division of FNBO) the history has been posted to all three bureaus as an AU for me. We don't use the card much, and since SavingStar only offers the rewards benefits to the primary cardholder I'm really hoping that at some point they will solicit me to apply for the card in my own name.
Thanks for your response CUF! I plan on phoning them to additionally inquire about the max number of AU's they will permit me to add to this account.