Established Contributor
Posts: 626
Registered: ‎07-29-2010

FNBO Approved!

So I decided to cold app for a First National Bank of Omaha Platinum Edition Visa because everyone that I know who has one has CL of about $15000-25000. My mom has one with a 22k limit.


Well I was approved but only with a $1500 CL.


I'm happy, and I know it will grow with time. But I still plan to call in when I receive the card and recon for a higher CL.


But now I am NOT going to app for anything until this time next year at least. My inq's are now 5 EX, 5 EQ, and 6 TU. Two of the TU's are from apping for my auto loan. 2 EQ's are for a cell phone, and all the rest are CC's.

Discover IT $24K | FNBO Visa $20K | Citi Forward $12.5K | US Bank Cash+ Visa Sig $10K | Priceline/Barclays $10K | Amazon/Chase Visa Sig $8.3k | Citi ThankYou Preferred $6.5K | BoA Cash Rewards 1-2-3 Sig $7.5K | Sallie Mae World MC/Barclays $5K | Capital One Cash Rewards $5K | Commerce Bank $5K | WF Cash Back Visa $3.6K | Amazon/GEMB $2.5K | Younkers/Comenity $2.4K | AMEX BCE $2K Target $1K | AMEX Green
EX FICO (from AMEX): 754, TU08 FICO (from Discover): 755, AAoA: 3.6 years
Frequent Contributor
Posts: 448
Registered: ‎02-21-2009

Re: FNBO Approved!

Congratulations andre!

TU - 737 - 02/21/09, 769 - 02/06/10, 795 - 09/08/10
EQ - 758 - 02/21/09, 783 - 02/06/10, 805 - 09/08/10
EX (PLUS) - 781 03/23/09, 787 - 02/06/10, 783 - 08/09/10

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