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@scottwagnon wrote:Wow!!!!
it turns out i was denied for one reason only.
YOU CURRENTLY RESIDE OUTSIDE OF OUR SERVICE AREA
that was it. im going to recon this. does anyone have a backdoor number i can recon this?
I ran into the same issue with USBank, they retracted the hard pull.
FNBO may be able to offer you another product upon calling in for Recon or at the very least remove the inquiry as a courtesy.
Call Discover directly and find if they can see your application or not. If they can see if you can be approved directly from Discover.
@AndySoCal wrote:Call Discover directly and find if they can see your application or not. If they can see if you can be approved directly from Discover.
That wouldn't really help any since they aren't the issuer, First National Bank of Omaha is the issuer and it just happens to be a card on the Discover network.
FNBO has a service area? They underwrite the NRA Visa or MC (whichever it is). If they can underwrite that, does not make any sense to me that they are limited in what they can provide to other cards, since the NRA card is open to all NRA members.