Reply
Senior Contributor
BearsAndTurtlesRtheBest
Posts: 3,694
Registered: ‎10-02-2012
0

FNBO New Secured Visa?

Contributor
ezef3ar
Posts: 105
Registered: ‎09-15-2012
0

Re: FNBO New Secured Visa?

never in a million years   saw this one coming lol

 

i tought FNBO was a very conservative bank 

 

well im sure this is a good chance  for someone trying to establish or rebuild their credit history

 

with a big bank 

 

i wonder what are the requirements for aproval ?????

 

 

Valued Contributor
Burned2manybridgesB4
Posts: 2,304
Registered: ‎03-15-2012
0

Re: FNBO New Secured Visa?

[ Edited ]

A pulse, money, and a credit file?:smileyvery-happy:

 

*edit: looking at another "site," I've noticed they'll go as low as mid 6's for their standard products, so I'd guess it's probably mid 5's as a low. After all, you're providing them with an interest free deposit for them to use.

RIP: AxHH (11-25-14)

Frequent Contributor
Kathy4NU
Posts: 280
Registered: ‎07-09-2012
0

Re: FNBO New Secured Visa?

FNBO has offered this for years.  Not sure what the criteria is to setting it up etc.  It was originally designed to help their local banking customers who needed to establish credit to get a secured card to help them build.  THe problem is that they are so conservative that a person struggling with credit cannot open an account with them.  You use to have to have a fairly decent credit score to have a checking account with them.  Not sure if that has changed in the past few years or not.




June '12: EQ 553 TU 0 EX 545
April '13 Lender Pull EQ 731, EX 692, TU 722 - all FICO

Closed on home May 22, 2013 at 2:00pm!!!
CU Visa $1000, VS $350, Chase Freedom $1000, Discover IT $2500, Home Depot: $2700, Menards $3000, NFM $3500
What's been deleted: 32 collections, 5 PR, 2 tax liens, defaulted student loans

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}