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Valued Contributor
nicholasyud
Posts: 1,734
Registered: ‎08-13-2012
0

Re: FNBO approval....I can't believe it!!!

Very nice......


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 9k| Amex: NSPL|Dis: 3.4k|Cap: 3.5k|CAP: 2k|CSP: 5k| Pen:4.5k

Valued Contributor
jsucool76
Posts: 2,905
Registered: ‎12-11-2011
0

Re: FNBO approval....I can't believe it!!!

Congrats snowkitty,


BUT, I really think you should hit the garden now. I've read/been a part of all of your threads about apping and you must have opened 11 or 12 accounts in the past month or two. I don't want you to start getting hit with AA for too many new accounts by anyone, nor do I want you to end up just getting addicted and sending in new appa every day and end up over your head.


Congrats, Good Luck, Use It Well.
Wallet: Capital One Quicksilver 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 3000CL, Walmart Discover: 3500CL, UPromise Mastercard: 3500CL, Chase Slate: 1000CL, Discover IT: 2000CL, Citi Forward: 2600CL, Bank Of America Student Travel Rewards: 2700CL, Amex PRG, Citi DoubleCash: 1200CL
Regular Contributor
beautybrainsbooty
Posts: 212
Registered: ‎08-02-2012
0

Re: FNBO approval....I can't believe it!!!

Congratulations!!!!!

started mid 500's. Disputed incorrect items and within a month or two my scores have skyrocketed and continue to do so
EQ: 755 as of 8/2013
TU: 700
Experian(or as I call them, the devil) I have no clue, they haven't released my report
Goal=801 across the board!!! Not too far from this, hoping to garden until Christmas 2013
Established Contributor
calihlove75
Posts: 787
Registered: ‎05-16-2012
0

Re: FNBO approval....I can't believe it!!!


snowkitty wrote:

I never applied for amex because I thought they were out of my league right now. What I have really been wanting is the chase freedom but I thought there would be no chance of that either. Maybe I have been eligible for better cards than I thought??


Smug wrote:
Why didn't you try for a real Amex?




I cannot believe your fico score has not been hammered by now with all the new cards. I swear to gawd if you go for the real Amex and get approved, I am applying now instead of waiting until March ..lol!!!

 

Congrats!


100% Ficos: EX 762, TU 767, EQ 754 Inquiries last 1 year/6 months: EX-0/0, TU- 0/0, EQ-2/1~ last credit card app 6/24/13- New car loan 3/8/2014
Discover IT $8000~Kohls $1000~Amex BCE $2000~ Walmart Discover $7500~NFCU Signature CashRewards $14,000~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $2500~ Amazon Store $7000~ Fingerhut $1050
Established Contributor
snowkitty
Posts: 985
Registered: ‎09-10-2012
0

Re: FNBO approval....I can't believe it!!!

Thanks for the congrats everyone! I really am going into the garden to stay now. I was determined to garden but honestly, getting that preapproval in the mail was just too much temptation for me. I kept laying it to the side but it was all I could think about and it consumed me. I do not regret getting the card because I honestly believe that it will help take the credit limits on the my other cards to where I want them to be. But, I will be stronger when the next preapproval comes in. I have a good array of cards and they all serve a purpose for me. :cathappy:

TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Moderator Emeritus
webhopper
Posts: 7,230
Registered: ‎09-16-2011
0

Re: FNBO approval....I can't believe it!!!

Snowkitty is the new Appbar :smileyhappy:

 

Congrats on your success Snowkitty


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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