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Valued Contributor
nicholasyud
Posts: 1,589
Registered: ‎08-13-2012

Re: FNBO approval....I can't believe it!!!

Very nice......


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK
Goal Score: 800


Walmart: 10k | Usaa: 4k | BCE: 3k | Amex Green: NSPL | Cap: 2k | Disco: 1.7k | ORchar: 0.4k

Valued Contributor
jsucool76
Posts: 2,645
Registered: ‎12-11-2011

Re: FNBO approval....I can't believe it!!!

Congrats snowkitty,


BUT, I really think you should hit the garden now. I've read/been a part of all of your threads about apping and you must have opened 11 or 12 accounts in the past month or two. I don't want you to start getting hit with AA for too many new accounts by anyone, nor do I want you to end up just getting addicted and sending in new appa every day and end up over your head.


Congrats, Good Luck, Use It Well.
Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart: 1300CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
Regular Contributor
beautybrainsbooty
Posts: 206
Registered: ‎08-02-2012

Re: FNBO approval....I can't believe it!!!

Congratulations!!!!!

started mid 500's. Disputed incorrect items and within a month or two my scores have skyrocketed and continue to do so
EQ: 674 > 689 >695 with my new TLs reporting :smileywink:
TU: 661>780
Experian(or as I call them, the devil) I have no clue, they haven't released my report
Goal=720 across the board--currently searching for the perfect *third* card to maximize my profile and score :smileywink:
Established Contributor
calihlove75
Posts: 712
Registered: ‎05-16-2012

Re: FNBO approval....I can't believe it!!!


snowkitty wrote:

I never applied for amex because I thought they were out of my league right now. What I have really been wanting is the chase freedom but I thought there would be no chance of that either. Maybe I have been eligible for better cards than I thought??


Smug wrote:
Why didn't you try for a real Amex?




I cannot believe your fico score has not been hammered by now with all the new cards. I swear to gawd if you go for the real Amex and get approved, I am applying now instead of waiting until March ..lol!!!

 

Congrats!

100% Ficos: EX 751, TU 731, Walmart TU fico 740, EQ 741
Inquiries last 2 years/1 year/6 months: EX-7/3/0, TU- 11/6/1, EQ-3/1/0~ app free since 11/23/12
Kohls $600~Amex BCE $2000~ Walmart Discover $6000~NFCU Signature CashRewards $9000~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $450~ Amazon Store $7000~ Fingerhut $1350
Established Contributor
snowkitty
Posts: 636
Registered: ‎09-10-2012

Re: FNBO approval....I can't believe it!!!

Thanks for the congrats everyone! I really am going into the garden to stay now. I was determined to garden but honestly, getting that preapproval in the mail was just too much temptation for me. I kept laying it to the side but it was all I could think about and it consumed me. I do not regret getting the card because I honestly believe that it will help take the credit limits on the my other cards to where I want them to be. But, I will be stronger when the next preapproval comes in. I have a good array of cards and they all serve a purpose for me. :cathappy:

TU Fico 714 | Sesame 738 | Credit Karma 734 | Wal-Mart FICO 708 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 5.5k | Citi Diamond Preferred 6k | Bofa Visa 500 | Discover More 1.5k | Wal-Mart 2.5k | Amazon 2.5k | Old Navy 1050 | Shell 600 | BP 400 | VS 500 | Sam's Discover 3.5k | FNBO Amex 6k | Chase Freedom 1k | Brylane Homes 600 | BML 821

*You can find me in the garden.....app free since 3/21/13*
Moderator
webhopper
Posts: 6,742
Registered: ‎09-16-2011

Re: FNBO approval....I can't believe it!!!

Snowkitty is the new Appbar :smileyhappy:

 

Congrats on your success Snowkitty


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!



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