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Valued Contributor
Posts: 1,107
Registered: ‎02-15-2012
0

FNBO auto CLI and Hyatt Visa auto CLI (edited)

[ Edited ]

I am excited because I just got my first auto CLI since I joined myFICO. I was at $6500 and FNBO increased me to $8150.

 

The other CLI's I had to ask for. Yay!

 

edit: I forgot about Barclays B&N.  They gave me one too.  But this is the first one on the BT accounts that I opened.  Dscover told me no.

 

Second EDIT: After seeing another post I logged into Chase and got a HUGE CLI from $16,500 to $23,000.  Now I am really excited.

 

Sorry for the disorganized post.


Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: FICO 8 = 844(9/15) EQ, 827 TU, 811 EX (7/15); mortgage FICO= 758 (9/15)EQ5, 797 TU4, 748 EX2 (7/15)
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (24.8K), BofA Travel Rew Sig (22.5K), B&N World MC (22.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (20K),United Mil+ExpSig (16.3K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig (8.6K), Disc It (16.4K), Citi Dia Pref MC (3.7K),Sam's MC (10K), Wally (7.5K), JCP(5.3K), Costco (2K)
Regular Contributor
Posts: 228
Registered: ‎07-21-2008
0

Re: FNBO auto CLI

Congrats!!!!!

 

How long did you have the card before they decided to increase the CL?


Starting Score: 475 09/2008
Current Score: 07/2012 EX:696 (BOFA & Amex Fico) EQ:707 (CU Pull) TU:708 (Walmart FIco)
Goal Score: To Be in the 800 Club!!!!!!


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Valued Contributor
Posts: 1,107
Registered: ‎02-15-2012
0

Re: FNBO auto CLI


ashkev89 wrote:

Congrats!!!!!

 

How long did you have the card before they decided to increase the CL?


Thanks!

 

I opened FNBO in the end of March and Hyatt Visa in April.  Both are at around the 6 month mark right now.


Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: FICO 8 = 844(9/15) EQ, 827 TU, 811 EX (7/15); mortgage FICO= 758 (9/15)EQ5, 797 TU4, 748 EX2 (7/15)
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (24.8K), BofA Travel Rew Sig (22.5K), B&N World MC (22.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (20K),United Mil+ExpSig (16.3K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig (8.6K), Disc It (16.4K), Citi Dia Pref MC (3.7K),Sam's MC (10K), Wally (7.5K), JCP(5.3K), Costco (2K)
Valued Contributor
Posts: 2,829
Registered: ‎03-14-2012
0

Re: FNBO auto CLI

CONGRATULATIONS!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

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Senior Contributor
Posts: 3,345
Registered: ‎05-05-2011
0

Re: FNBO auto CLI and Hyatt Visa auto CLI (edited)

Wow! Great CLIs. Congrats! 

 

How long have you had Chase. Thst's  a huge CLI w/o a HP! I haven't read about many chase auto clis.

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Valued Contributor
Posts: 1,107
Registered: ‎02-15-2012
0

Re: FNBO auto CLI and Hyatt Visa auto CLI (edited)


bichonmom wrote:

Wow! Great CLIs. Congrats! 

 

How long have you had Chase. Thst's  a huge CLI w/o a HP! I haven't read about many chase auto clis.


Hi Bichon! I got that Chase Hyatt Visa card in April. First closing date was 5/19/12. A statement closed on 9/19/12, and it reflects the OLD CL.So the CLI came directly after the 5th statement cut  I noticed the CLI today,  I used the card kind of heavily. (Average spend over $2000 per month)  I did not always pay in full.   


Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: FICO 8 = 844(9/15) EQ, 827 TU, 811 EX (7/15); mortgage FICO= 758 (9/15)EQ5, 797 TU4, 748 EX2 (7/15)
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (24.8K), BofA Travel Rew Sig (22.5K), B&N World MC (22.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (20K),United Mil+ExpSig (16.3K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig (8.6K), Disc It (16.4K), Citi Dia Pref MC (3.7K),Sam's MC (10K), Wally (7.5K), JCP(5.3K), Costco (2K)
Senior Contributor
Posts: 3,345
Registered: ‎05-05-2011
0

Re: FNBO auto CLI and Hyatt Visa auto CLI (edited)


crunching_numbers wrote:

bichonmom wrote:

Wow! Great CLIs. Congrats! 

 

How long have you had Chase. Thst's  a huge CLI w/o a HP! I haven't read about many chase auto clis.


Hi Bichon! I got that Chase Hyatt Visa card in April. First closing date was 5/19/12. A statement closed on 9/19/12, and it reflects the OLD CL.So the CLI came directly after the 5th statement cut  I noticed the CLI today,  I used the card kind of heavily. (Average spend over $2000 per month)  I did not always pay in full.   


Wow. I got my Chase Freedom around the same time. Only $3k CL and no CLIs. Smiley Sad

 

Maybe your heavy usage contributed to it.

 

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Frequent Contributor
Posts: 403
Registered: ‎02-01-2010
0

Re: FNBO auto CLI and Hyatt Visa auto CLI (edited)


crunching_numbers wrote:

I am excited because I just got my first auto CLI since I joined myFICO. I was at $6500 and FNBO increased me to $8150.

 

 


Congrats! I just got FNBO last month with a starting CL is 3600.00. That gives me some hope. Gotta love auto CLIs! I haven't found much info on FNBO on these boards but I'm very happy with them, so far.

Meg.

FICO: 4/2016 - TU 841 | EQ 840 | EX 837

FNBO 23,600 | Amex SPG 13,900 | Amex BCP 13,400 | Barclays/Sallie Mae13,000 | Discover IT 12,500 | Lowes 10,000 | PLOC 9,300 | NASA FCU 8,700 | Citi Simplicity 6,200 | BOA Platinum+ 6,000 | Achieva CU 5,500 | Chase CSP 5,000 | Sam's Club 3,000 | Sears 900
Moderator Emeritus
Posts: 4,875
Registered: ‎11-02-2010
0

Re: FNBO auto CLI and Hyatt Visa auto CLI (edited)

Congrats! I love auto CLIs! Smiley Very Happy


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Valued Contributor
Posts: 2,489
Registered: ‎01-22-2012
0

Re: FNBO auto CLI and Hyatt Visa auto CLI (edited)


bichonmom wrote:

crunching_numbers wrote:

bichonmom wrote:

Wow! Great CLIs. Congrats! 

 

How long have you had Chase. Thst's  a huge CLI w/o a HP! I haven't read about many chase auto clis.


Hi Bichon! I got that Chase Hyatt Visa card in April. First closing date was 5/19/12. A statement closed on 9/19/12, and it reflects the OLD CL.So the CLI came directly after the 5th statement cut  I noticed the CLI today,  I used the card kind of heavily. (Average spend over $2000 per month)  I did not always pay in full.   


Wow. I got my Chase Freedom around the same time. Only $3k CL and no CLIs. Smiley Sad

 

Maybe your heavy usage contributed to it.

 


Heavy usage is definitely part of it. I got an auto CLI a couple of months ago on my United card and ive been using it heavily since May.
EX 798, EQ 789, TU 784
American Express Platinum (NPSL) || Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Barclays American Airlines Aviator Red World Elite Mastercard - $20,000 CL || Chase IHG Rewards World Mastercard - $25,000 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL || Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank Hilton Reserve Visa Signature - $20,000 CL || J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL

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