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Regular Contributor
Posts: 148
Registered: ‎09-26-2011
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FNBO rating?

[ Edited ]

How does FNBO rank among other banks? Is their cc something worth considering? I am asking because I got a pre-approval from them.

 

edit:typo

Valued Contributor
Posts: 1,093
Registered: ‎02-15-2012
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Re: FNBO rating?


kwazziee wrote:

How does FNBO rank among other banks? Is their cc something worth considering? I am asking because I got a pre-approval from them.

 

edit:typo


Here is what I know.

 

I opened up a card with them in March of this year for doing 0% BT.  They take about a week to process and review everything manually.  They are a larger scale community bank in Omaha. Their online sytem for payments works fine, although less fancy than like Chase or Discover.  They gave me one of my best interest rates.  They just gave me an auto CLI.  

 

Their rewards program is very basic.  Balance transfer offer was good at 15 months and 3%.  I have no complaints.

 

Basic bank, basic card. No frill but nothing bad to say at all.


Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: 748 TU(12/12), 783 TU98 , 813 TU08 FICO, 744 EQ FICO , 735 EX(9/12), 794 EX08 FICO, 809 EX08 bankcard FICO
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