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Regular Contributor
Posts: 148
Registered: ‎09-26-2011
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FNBO rating?

[ Edited ]

How does FNBO rank among other banks? Is their cc something worth considering? I am asking because I got a pre-approval from them.

 

edit:typo

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Valued Contributor
Posts: 1,107
Registered: ‎02-15-2012
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Re: FNBO rating?


kwazziee wrote:

How does FNBO rank among other banks? Is their cc something worth considering? I am asking because I got a pre-approval from them.

 

edit:typo


Here is what I know.

 

I opened up a card with them in March of this year for doing 0% BT.  They take about a week to process and review everything manually.  They are a larger scale community bank in Omaha. Their online sytem for payments works fine, although less fancy than like Chase or Discover.  They gave me one of my best interest rates.  They just gave me an auto CLI.  

 

Their rewards program is very basic.  Balance transfer offer was good at 15 months and 3%.  I have no complaints.

 

Basic bank, basic card. No frill but nothing bad to say at all.


Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: FICO 8 = 844(9/15) EQ, 827 TU, 811 EX (7/15); mortgage FICO= 758 (9/15)EQ5, 797 TU4, 748 EX2 (7/15)
Goal Score: 750+, but shooting for the 800's
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