@kwazziee wrote:
How does FNBO rank among other banks? Is their cc something worth considering? I am asking because I got a pre-approval from them.
edit:typo
Here is what I know.
I opened up a card with them in March of this year for doing 0% BT. They take about a week to process and review everything manually. They are a larger scale community bank in Omaha. Their online sytem for payments works fine, although less fancy than like Chase or Discover. They gave me one of my best interest rates. They just gave me an auto CLI.
Their rewards program is very basic. Balance transfer offer was good at 15 months and 3%. I have no complaints.
Basic bank, basic card. No frill but nothing bad to say at all.
Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: FICO 8 = 844(9/15) EQ, 827 TU, 811 EX (7/15); mortgage FICO= 758 (9/15)EQ5, 797 TU4, 748 EX2 (7/15)
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (24.8K), BofA Travel Rew Sig (22.5K), B&N World MC (22.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (20K),United Mil+ExpSig (16.3K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig (8.6K), Disc It (16.4K), Citi Dia Pref MC (3.7K),Sam's MC (10K), Wally (7.5K), JCP(5.3K), Costco (2K)
