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surfnspy
Posts: 84
Registered: ‎06-17-2012
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FYI: Barclays pulled EX in addition to TU

I was approved and noticed a hard pull from EX as well as TU. I am in CA. Everything I have read indicated they pull exclusively from TU??? Hm.


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trumpet-205
Posts: 2,494
Registered: ‎11-11-2010
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Re: FYI: Barclays pulled EX in addition to TU

When your credit report is at the borderline, lenders often pull additional CR to evaluate your creditworthiness. It is a common practice.

 

AMEX is known to pull EQ and TU when your EX report is at the borderline of their liking.

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Contributor
surfnspy
Posts: 84
Registered: ‎06-17-2012
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Re: FYI: Barclays pulled EX in addition to TU

My credit file is on the thin side so that makes sense. Thank you for clearing that up for me. :smileywink:


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BCF
Posts: 120
Registered: ‎05-27-2012
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Re: FYI: Barclays pulled EX in addition to TU

AMEX pulled all my 3 when I applied for BCP and I had a thin file.

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LS2982
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Re: FYI: Barclays pulled EX in addition to TU

[ Edited ]

For future reference Mod Cut. This tactic is not allowed to be discussed. It is considered unethical credit repair. - MarineVietVet, myFICO moderator.




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Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Contributor
surfnspy
Posts: 84
Registered: ‎06-17-2012
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Re: FYI: Barclays pulled EX in addition to TU

@LS, That's a great idea. Thank you.

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