FYI Wells Fargo CC's with Chip and Pin

[B335is]

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@dilettante wrote:

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@dilettante wrote:

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@enharu wrote:
I'm tempted to apply for this card, but after reading about the application results for people on FT, it seems like WF underwriting process is still very questionable.

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Don't know why first text didn't post but anyway wanted to say that if you're speaking of the Propel card, I thought according to the FT thread, it was an easier process and approval for those that have a banking relationship. I tempted myself to see if they will PC one of my cards (highly doubtful but worth a call to see what they say)

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I studied the FT thread and yeah, it really seemed like non-existing customers were treated very inconsistently.  In the end I took a stab at it and was approved after a few days and verification.  I'm still surprised based on how many new accts I have, but it's too good of an offer not to try.

[hemi961]

I do most of my banking with Chase but had 4 small direct deposits totalling $1600 per month going into Bank of America. When Washington Federal bought the BofA branch here I still wanted to have 2 national banks so that I would have a greater chance of finding a branch or an ATM of at least one of them when I travel. Wells Fargo only has an ATM in a grocery store in town but that's all I need, so I opened a checking account to divert the deposits to.

I didn't intend to open a credit card but when the Propel cards started to be talked about on here a week after my checking account was opened I applied. I got the message that they needed further review and that I would receive a card or a letter in the mail in 7-10 days.  At the time my account had a $5 balance since they had taken out $20 to pay for the checks I ordered. Tuesday morning I got a letter stating that they could approve my account if I would send my latest 2 pay stubs. I faxed them at 10:30 and received a call at 3:00 congratulating me on my approval with a credit limit of $10k. I didn't really need it but figured it would serve as backup to my regular Amex cards. I've read a number of negative things about Wells Fargo but I'll give them a try.