Reply
Regular Contributor
mgs2010
Posts: 185
Registered: ‎07-26-2009
0

Fashion Bug reporting question

My mom has a Fashion Bug/Lane Bryant card that was issued by Spirit of America National Bank...In January the account moved to World Financial Network or something along those lines and I've noticed that since then her credit report doesn't have the new account. Her report shows the account closed/transferred to another lender and shows a 0 balance. I have confirmed the account is still open and they even raised the credit limit upon transferring to the new bank. Anyone else have this issue? There is nothing reporting from the new bank on any of the three bureaus....also, does anyone know if they will report the original open date or would it be Jan 2010 when the new bank took over? I'm trying to help my mom build her credit back up from a BK in 5/2009 and this is really frustrating because she is missing out on the positive history from this account which isnt helping her score much.

Valued Member
steppingup
Posts: 35
Registered: ‎04-18-2007
0

Re: Fashion Bug reporting question

No clue about the card, but I didn't know Fashion Bug was around anymore. I haven't seen one of those stores since  even before Clothestime was the place to shop.


Starting Score: 704
Current Score: 724
Goal Score: 760


Take the FICO Fitness Challenge
Regular Contributor
mgs2010
Posts: 185
Registered: ‎07-26-2009
0

Re: Fashion Bug reporting question

Yeah, I don't know much about them since I'm a guy and don't shop at those places but they are everywhere here in Ohio

Community Leader
Senior Contributor
laz98
Posts: 4,336
Registered: ‎09-06-2008
0

Re: Fashion Bug reporting question

our account hasn't shown up again yet either.  but i know it will, because we had it when it was FIRST wfnnb, & then spirit of america, & now wfnnb again.

 

what i did is make a purchase, that way they are forced to report it.  they usually will not update if there is a 0 balance.  wfnnb is notorious for this.

 

yes, it will show up with your original open date, because it's the same account.

Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 755. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
Regular Contributor
mgs2010
Posts: 185
Registered: ‎07-26-2009
0

Re: Fashion Bug reporting question

OK cool thanks a lot! I was wondering if the zero balance had anything to do with it.

Senior Contributor
smallfry
Posts: 4,831
Registered: ‎04-20-2007
0

Re: Fashion Bug reporting question

Hey I noticed the same thing on my SO's accounts. As of this past reporting month it is back to reporting on Equifax. Not on Experian. I will find out in a couple of weeks about TU when she receives a hard copy report in the mail.

Senior Contributor
smallfry
Posts: 4,831
Registered: ‎04-20-2007
0

Re: Fashion Bug reporting question

As of this morning it is still not reporting on Experian. The old closed account is though.

Regular Contributor
lisac
Posts: 144
Registered: ‎04-21-2008
0

Re: Fashion Bug reporting question

my cr says transfered too. last act. 1/2010.  i used it last week, paid it this week. see if it updates. its my oldest account opened 1995.  and smallest credit limit $850.00, only because i got a cli of $200 when they changed.


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}