Credit Cards Center Credit cards from our partners
Reply
Regular Contributor
Posts: 185
Registered: ‎07-26-2009
0

Fashion Bug reporting question

My mom has a Fashion Bug/Lane Bryant card that was issued by Spirit of America National Bank...In January the account moved to World Financial Network or something along those lines and I've noticed that since then her credit report doesn't have the new account. Her report shows the account closed/transferred to another lender and shows a 0 balance. I have confirmed the account is still open and they even raised the credit limit upon transferring to the new bank. Anyone else have this issue? There is nothing reporting from the new bank on any of the three bureaus....also, does anyone know if they will report the original open date or would it be Jan 2010 when the new bank took over? I'm trying to help my mom build her credit back up from a BK in 5/2009 and this is really frustrating because she is missing out on the positive history from this account which isnt helping her score much.

Valued Member
Posts: 35
Registered: ‎04-18-2007
0

Re: Fashion Bug reporting question

No clue about the card, but I didn't know Fashion Bug was around anymore. I haven't seen one of those stores since  even before Clothestime was the place to shop.


Starting Score: 704
Current Score: 724
Goal Score: 760


Take the FICO Fitness Challenge
Regular Contributor
Posts: 185
Registered: ‎07-26-2009
0

Re: Fashion Bug reporting question

Yeah, I don't know much about them since I'm a guy and don't shop at those places but they are everywhere here in Ohio

Community Leader
Senior Contributor
Posts: 4,336
Registered: ‎09-06-2008
0

Re: Fashion Bug reporting question

our account hasn't shown up again yet either.  but i know it will, because we had it when it was FIRST wfnnb, & then spirit of america, & now wfnnb again.

 

what i did is make a purchase, that way they are forced to report it.  they usually will not update if there is a 0 balance.  wfnnb is notorious for this.

 

yes, it will show up with your original open date, because it's the same account.

Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 755. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
Regular Contributor
Posts: 185
Registered: ‎07-26-2009
0

Re: Fashion Bug reporting question

OK cool thanks a lot! I was wondering if the zero balance had anything to do with it.

Senior Contributor
Posts: 4,831
Registered: ‎04-20-2007
0

Re: Fashion Bug reporting question

Hey I noticed the same thing on my SO's accounts. As of this past reporting month it is back to reporting on Equifax. Not on Experian. I will find out in a couple of weeks about TU when she receives a hard copy report in the mail.

Senior Contributor
Posts: 4,831
Registered: ‎04-20-2007
0

Re: Fashion Bug reporting question

As of this morning it is still not reporting on Experian. The old closed account is though.

Regular Contributor
Posts: 144
Registered: ‎04-21-2008
0

Re: Fashion Bug reporting question

my cr says transfered too. last act. 1/2010.  i used it last week, paid it this week. see if it updates. its my oldest account opened 1995.  and smallest credit limit $850.00, only because i got a cli of $200 when they changed.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.