03-17-2013 10:13 AM
03-17-2013 10:17 AM
Isn't the only difference between the Green and Zync the ability to use points for travel ??? Personally I don't care for that. 95 dollar annual fee not worth it on the Green. I pay that same annual fee on the CSP and I get more bang for my buck, IMO
Yes, that's the only difference.
In my view, the *only* reason to have the Green is for those who have tons of MR points accrued (or, need the dynamic purchasing power of an Amex charge), and need to use them for transfers. Otherwise, other charge cards are better; or, the no fee Blues for MR Express.
You're right, for $95, the CSP is a better value in every aspect, except for the unique purchasing characteristics of the Amex charge.
03-17-2013 10:32 AM
03-17-2013 10:39 AM
Right, if one didn't need to transfer miles and wanted the NPSL, Zync is a great deal. Personally, I would prefer paying the $25 fee to have NPSL than having the Blue. There are many times when NPSL is much more expedient to use than static revolving lines.
03-17-2013 10:43 AM
03-17-2013 12:42 PM
Plan on keeping mine for now. Hoping to have either freedom or SW RR to zero by May when packs are done for good for daily use. Unicorn probably won't see much action after that. It will be tough to shake the habit of using it for everything, but rewards are brutal, and most travel is done through Southwest. If anything I'll app for BCE/BCP in the near future. I plan on PIF once I slay this debt dragon anyway!
03-17-2013 02:52 PM
03-17-2013 02:54 PM
Some people here have mentioned that the Zync is eligible for a PC after 13 months
03-17-2013 02:56 PM
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.