Feb WalMart Scores are Up!!!!!

[CruzImperial]

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@GangnamFICO wrote:

That looks like utilization spread. Can you share details of the roller coaster??

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@CruzImperial wrote:

Not what I expected but still 9 points are better than nothing.

Still trying to knock down that 760 barrier hehe

Edit:

I hit the love button and went from 2.4k to 4.9k yay!!!

1.1k -> 2.4k -> 4.9k 

All in 6 months.

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The August 2012 was normal since I got it right after getting my card on the mail, only inqs showing up at this poing.

The next month, with all the new accounts being reported to the bureaus, score went down 15 points.

October and the 759 surprised me, util was low as always and no big changes from last month.

Big drop on November and December was because of util issues during the holidays.

No big changes in January and February reportwise. I guess my profile is more flexible now andi it's growing right back up without the need of perfect util. Util still high at 20% but that's because I made a big purchase. Let's see where it goes next month, 740 would make me very happy

[trishdadish]

Up 14 points to 787, my highest TU score ever! However, next month it'll probably drop, for neither my new Penfed Plat Cash Rewards (17.5 K) nor my new AMEX SPG (2K) are reporting to any of the CRAs yet.

[Gunnar419]

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@kevinjjc wrote:

You have to wait until you get your card to set up your online account and sign up for paperless statements before you can view your FICO score via Walmart.

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Thanks, kevinijc. I'll practice my patience. (Something I am (not) sooooooo good at.)

[armbenderc]

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@CribDuchess wrote:

No change from last month - holding at 799, and continuing to knock on the door to 800.......open, open, open!!

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bad manner.

j/k   awesome score.

I'm at 731

[Settemio]

MyFico TU score here is 732... on Walmart, it is 700. How can there be a 32 pt difference? I thought the scores here/there were accurate

[creditnocash]

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@Settemio wrote:

MyFico TU score here is 732... on Walmart, it is 700. How can there be a 32 pt difference? I thought the scores here/there were accurate

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here is the tu98 model where as walmart is the tu08 model. 

i have always been mid 700's on there and my eq fico here has been 640's-700(never over yet) 

my eq and tu reports exactly the same except for inqs but i have about the same amount of those as well

[sonson]

Awesome! Up 13 points! from 632 to 645!

[FloridaState12]

Up 26 points to 750! No doubt because of utilizaton drop.

[tld409]

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@tld409 wrote:

Just checked mine and score is up from 719 to 776!    I'm sure this is due to better limit (4800) with new card added last month (Citi). 

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Oops! Forgot to mention that I also had 1 CA removed after GW. I'm sure that also helped with score increase ! 

[7PM789]

I'm down 6 points from 767 to 761