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Super Contributor
MidnightVoice
Posts: 8,158
Registered: ‎03-25-2007

Re: Feeling the US Bank luv

[ Edited ]

Guardian wrote:

 

There is a backdoor number that Midnight or Cheezy can give you since they got theirs most recently and had to call to check on the status. Can one of you please give us the number you used so young can check too. Thanks.


Not me, sorry.  I went into my local branch and applied, and she called me back half an hour later.  I have been a customer there 13 years!

Message Edited by MidnightVoice on 03-06-2009 02:13 PM
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Established Contributor
YoungEntrepeneur
Posts: 586
Registered: ‎03-03-2009

Re: Feeling the US Bank luv

Called the number listed in the previous page and got a message from the automated system saying that my application was denied. :smileysad:
Valued Contributor
Guardian
Posts: 1,148
Registered: ‎04-23-2008

Re: Feeling the US Bank luv


MidnightVoice wrote:

Guardian wrote:

 

There is a backdoor number that Midnight or Cheezy can give you since they got theirs most recently and had to call to check on the status. Can one of you please give us the number you used so young can check too. Thanks.


Not me, sorry.  I went into my local branch and applied, and she called me back half an hour later.  I have been a customer there 13 years!

Message Edited by MidnightVoice on 03-06-2009 02:13 PM

Sorry, my bad, I was hoping :smileyhappy:


Common Abbreviations|FDCPA|FCRA
Take the FICO Fitness ChallengeStarting Score: TU:695 - EQ:719 - EX:630
Current Score: TU:712 - EQ:755 - EX:712
Goal Score: TU:800 - EQ:800 - EX:800


Valued Contributor
Guardian
Posts: 1,148
Registered: ‎04-23-2008

Re: Feeling the US Bank luv


YoungEntrepeneur wrote:
Called the number listed in the previous page and got a message from the automated system saying that my application was denied. :smileysad:

Bummer, sorry to hear that. Did they say why exactly?


Common Abbreviations|FDCPA|FCRA
Take the FICO Fitness ChallengeStarting Score: TU:695 - EQ:719 - EX:630
Current Score: TU:712 - EQ:755 - EX:712
Goal Score: TU:800 - EQ:800 - EX:800


Established Contributor
YoungEntrepeneur
Posts: 586
Registered: ‎03-03-2009

Re: Feeling the US Bank luv

I didn't speak to a rep. Something's telling me not to.
Valued Contributor
Guardian
Posts: 1,148
Registered: ‎04-23-2008

Re: Feeling the US Bank luv


YoungEntrepeneur wrote:
I didn't speak to a rep. Something's telling me not to.

Actually, as I told you earlier, their reps are really nice. You might do well to talk to them and if its something you can explain, they might be able to do something for you. Call the backdoor number provided earlier and try to talk to someone.


Common Abbreviations|FDCPA|FCRA
Take the FICO Fitness ChallengeStarting Score: TU:695 - EQ:719 - EX:630
Current Score: TU:712 - EQ:755 - EX:712
Goal Score: TU:800 - EQ:800 - EX:800


Established Contributor
YoungEntrepeneur
Posts: 586
Registered: ‎03-03-2009

Re: Feeling the US Bank luv

I will once I get home from work. If they pulled EX, I'm sure they denied me due to too many inquiries.
Established Contributor
YoungEntrepeneur
Posts: 586
Registered: ‎03-03-2009

Re: Feeling the US Bank luv

Also, have others had success with recons?
Established Contributor
YoungEntrepeneur
Posts: 586
Registered: ‎03-03-2009

Re: Feeling the US Bank luv

Called underwriting and they were closed. I'm going to have call them tomorrow to have them reconsider my application.
Established Contributor
VEEnVEGAS
Posts: 645
Registered: ‎10-24-2007

Re: Feeling the US Bank luv

Sorry you didn't get the card. I did read on another board that someone was told by CSR that he couldn't be approved if he had more that 4 inquiries...this could be an arbitrary number of course, but it does show that  US Bank is inquiry sensitive.

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