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Received my NFCU Flagshio Visa Sig card in the mail today with a starting limit of 12,500....so I called and cancelled my First Premier Bank credit card $300CL .
It feels good knowing a year ago, NO ONE would approve except FPB and they basically take advantage of you every step of the way. Now I can get a decent credit card. It felt good to cancel them before my next ridiculous AF had to be paid.
With this new card, and closing my FPB card, my AAoA will sure go down, but its worth it in the end. My util. wont be affected because the $300 wont be missed!
THANK YOU FOR ALL THE ADVICE ON THE BOARD. I LEARNED SO DANG MUCH ITS UNREAL!
Congrats! Out with old and in with the new!
@dddfresh wrote:Received my NFCU Flagshio Visa Sig card in the mail today with a starting limit of 12,500....so I called and cancelled my First Premier Bank credit card $300CL .
It feels good knowing a year ago, NO ONE would approve except FPB and they basically take advantage of you every step of the way. Now I can get a decent credit card. It felt good to cancel them before my next ridiculous AF had to be paid.
With this new card, and closing my FPB card, my AAoA will sure go down, but its worth it in the end. My util. wont be affected because the $300 wont be missed!
THANK YOU FOR ALL THE ADVICE ON THE BOARD. I LEARNED SO DANG MUCH ITS UNREAL!
Did FP try to keep you with waiving fees??
That is so fantastic! I agree that without the knowledgeable people on this board I would not have made the strides I've made in the past six months!