Reply
Frequent Contributor
Posts: 272
Registered: ‎09-30-2012
0

Fell off the wagon, but good results

Well at least I was not drapping. Last week apped for Homed Depot and Lowes. Each approved with a $500 CL. I called back to CSR and got both increased to $1800! Also apped Tractor Supply (citi) and got a $4000 CL right off the bat! So now I have Walmart, Amazon, Barclays, Cabelas, Credit One, Lowes, Home Depot and Tractor Supply in my little garden! Already used Credit one (PIF) Amazon (PIF) Cabelas (New Shotgun, PIF) Walmart (PIF) Spent about $1500 and PIF all of them as of yesterday. Have no idea what I need at Tractor Supply but I'll put that one in the rotation soon. Maybe a new feeder for the Gophers in my backyard.



Starting Score: 530 - 2/12
Current Score: EX - 720 EQ - 714 TU-690 WM-720
App free since 5/7/2014
Valued Contributor
Posts: 1,339
Registered: ‎09-11-2012
0

Re: Fell off the wagon, but good results

Congrat! I'm still waiting for Discover upgrade on my wal-mart store card.. =\

 

2.9k CL

carry: 10% use it weekly..

 

i'm due for another auto CLI soon and hopefully an upgrade since it holiday time =o)

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Frequent Contributor
Posts: 272
Registered: ‎09-30-2012
0

Re: Fell off the wagon, but good results

I'll keep my fingers crossed!



Starting Score: 530 - 2/12
Current Score: EX - 720 EQ - 714 TU-690 WM-720
App free since 5/7/2014
Valued Contributor
Posts: 2,857
Registered: ‎06-08-2012
0

Re: Fell off the wagon, but good results

Grats.

(Ps. There is nothing wrong with controlled drapping)


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Moderator
Posts: 12,952
Registered: ‎04-15-2011
0

Re: Fell off the wagon, but good results

Congrats!   Don't listen to Duncanrr!   "Just say NO to drapping!"   :smileyhappy:


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Senior Contributor
Posts: 6,242
Registered: ‎08-16-2012
0

Re: Fell off the wagon, but good results

+1 to duncanrr hahaha:-p.

Be careful with that shotgun!! Lol
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Established Contributor
Posts: 657
Registered: ‎06-27-2012
0

Re: Fell off the wagon, but good results

congrats.

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Frequent Contributor
Posts: 272
Registered: ‎09-30-2012
0

Re: Fell off the wagon, but good results

I used my Walmart card to buy a nice 14gun fireproof safe. We take gun safety very seriously at my house. My girls and my liberal wife have been trained to check each of my guns to see if they are safe to handle or not.



Starting Score: 530 - 2/12
Current Score: EX - 720 EQ - 714 TU-690 WM-720
App free since 5/7/2014
Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
0

Re: Fell off the wagon, but good results

Last time I fell off the wagon was for Chase Amazon two weeks ago...proably should have apped for a different card like US bank cash + LOL.

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Valued Contributor
Posts: 2,789
Registered: ‎10-10-2012
0

Re: Fell off the wagon, but good results

Congrats on the recent approvals!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.