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I agree that you both may want to share credit reports now so you both know what's going on financially before a wedding. Money problems are the cause of many, many divorces in this country. Less surprises before I Do is better.
As for a low BT card, Discover More &/or Motiva have longer offers and Citibank has some 12-15 month offers I've seen the past few days. Check their websites. Good luck.
@Creditaddict wrote:1. if she chooses to opt out of the new apr, they will close her account and she should pay the balance off.
2. balance transfers usually would not qualify for whatever reward a particular credit card has (like miles) that is for purchases only.
3. if you don't just want to pay it off, I suggest a new card with a 0% for 12 months otherwise pay it off at the new rate and keep the old trade line but not before at least asking if there is anything the creditor can do about the new rate, what issuer?
+1
My thoughts exactly.
@mmmlive1999 wrote:
@Creditaddict wrote:1. if she chooses to opt out of the new apr, they will close her account and she should pay the balance off.
2. balance transfers usually would not qualify for whatever reward a particular credit card has (like miles) that is for purchases only.
3. if you don't just want to pay it off, I suggest a new card with a 0% for 12 months otherwise pay it off at the new rate and keep the old trade line but not before at least asking if there is anything the creditor can do about the new rate, what issuer?
+1
My thoughts exactly.
******5 year old thread*****