I think you shouldn't tranfer your debt to her card IMHO Why would you want to do this?
You should be getting your UTL down not BT's
Is it your plan to pay her card off? If so save the BT fee and apply it to your cards.
As for her scores and profile I think she is good for several prime cards of her choice.
And she should use her cards more from now on even if its for a bottle of water
I probably wont BT since you guys suggest not too. I was planning on paying those quickly anyways and not really hurting her score.. but back on topic. I want to build her credit and get her a card so she can grow. Prime pre qualified sounds good, we'll check them out. THANKS for the input.
Just switched her old BOFA card to a new cashback one but didn't ask for CLI yet, gonna wait a few months for that. Tried to apply for discover IT and she got denied -_- interesting.