11-19-2013 06:58 PM - edited 11-19-2013 07:04 PM
Right now i'm using the Amex gold premier card to rack up points but i'm looking for something better for my needs. Here's a list of where most of money goes.
Traveling (Gas,tolls,metrocards etc.)
Entertainment (Concerts & sporting events)
Groceries (Get 90% of my stuff at BJs)
Shopping for clothes & shoes. (I have a BR card which is where I do most of my shopping)
I go on a vacation or two every year so something that would go towards that would be nice. You could also throw another 1 or 2 road trips. I guess anything that would maximize the use of the points would be great.
What do you guys recommend ?
11-19-2013 07:02 PM - edited 11-19-2013 07:03 PM
A lot more info is needed
INQ's the last year
What TL's you have now
Type of card you want cash / travel
11-19-2013 07:23 PM
I want to say 5 inquiries in the last year.
Chase Sapphire - 5k
Citi thank you preferred - 2k
Barclays Arrival World premier - 2k
Discover IT - 2k
BOA Cash rewards - 3k
BR Luxe - 2k
I have a NYS tax lien that has been paid.
Scores are in my sig. 706 FICO score.
AAoA - 5-6 yrs
11-19-2013 11:57 PM
Up your Sapphire to a Preferred version and get a Sallie Mae or BCP for the groceries/gas.
-Can get up to $250 bonus after minimum initial spend
-6% groceries up to $6000 annually
-3% gas and department stores unlimited
-1% everything else
-It's an Amex (more perks, less acceptance)
-$25 sign-up bonus
-5% groceries up to $250 monthly
-5% gas up to $250 monthly
-5% bookstores (includes Amazon) up to $750 monthly
-1% everything else
-Very likely to get a World MasterCard
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