Credit Card Center Advertiser Disclosure†
09-03-2012 06:44 AM
Anything negative on your report?
09-03-2012 07:00 AM
I have a couple of questions first.
Do you have a job?
How long have you worked at that job?
What is your income?
09-03-2012 07:08 AM
There are a great many variables other than purely current score. ... ANY history of negatives, how long has your oldest account been open, etc... The question you ask is a tough one with such limited information. Revolving cards approval is still somewhat of a mystery and puzzling, people with 750+ get denied while others with lower 600s get approved for the same card ?? You can go to whogavemecredit.com and follow the links to see whats been happening lately with various lenders
09-03-2012 07:09 AM
Since any lender looks at more than your FICO score before offering credit, there is more information needed. If you have a credit history with current revolving accounts, installment loans, and have decent credit limits already, there are MANY great cards for which you could be approved. If not, then start with the best that will approve you. If you don't currently have any history, putting $1k toward a secured card for a year will get you far ahead in the world of credit and allow you to be approved for the 'prime' unsecured cards of which you are looking.