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I just found out i have a fico score of 688 with 5 inquires 3 past 6 months and 2 are still pretty recent what kind of prime card could i get based on this information ??
Anything negative on your report?
no i have nothing negative on my credit report
I have a couple of questions first.
Do you have a job?
How long have you worked at that job?
What is your income?
that was the score i got here on the website it says its the fico score from Equifax
There are a great many variables other than purely current score. ... ANY history of negatives, how long has your oldest account been open, etc... The question you ask is a tough one with such limited information. Revolving cards approval is still somewhat of a mystery and puzzling, people with 750+ get denied while others with lower 600s get approved for the same card ?? You can go to whogavemecredit.com and follow the links to see whats been happening lately with various lenders
Since any lender looks at more than your FICO score before offering credit, there is more information needed. If you have a credit history with current revolving accounts, installment loans, and have decent credit limits already, there are MANY great cards for which you could be approved. If not, then start with the best that will approve you. If you don't currently have any history, putting $1k toward a secured card for a year will get you far ahead in the world of credit and allow you to be approved for the 'prime' unsecured cards of which you are looking.
i am pre approved for discover i just dont know if that will help in any way