No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
First i want say big THANK YOU to all of the members in this forum for providing real life experience, knowledge and advice to each other.
My mother got her Green Card and SSN in 10/03/2011.
November i added her to my Capital One card with 13 month history and 0 Balance.....no idea if is reporting to her credit.
November i added her to my Kay Jeweler's Account 12 month history and 3 % utility.....no idea if is reporting to her credit.
November we open Credit Builder installment secured loan in local CU.
December she applied for Capital One Newcomers credit card and received a card with 500 $ limit.
December she applied for Credit One Bank credit card and she received the card on 01/05/2012......Can we just NOT ACTIVATE IT?
December 28 she received her EQ FICO from DCU CU........693....YAY
We were trilled by the high EQ FICO and applied for Walmart Discover Credit Card.
She got email to wait 7 days for mail....We called and she got 10 min conversation with a TRANSLATOR..They approve her for 1 000$ limit
Today the Walmart Discover was in the mail and we enroll in online payments.....
TU FICO......730 / Walmart on 01/09/2012 /
EQ FICO.....693 / DCU on 12/28/2012 /
Can we just shred the CREDIT ONE ? if was not activated in the 14 days period requested by them?
@Anonymous wrote:First i want say big THANK YOU to all of the members in this forum for providing real life experience, knowledge and advice to each other.
My mother got her Green Card and SSN in 10/03/2011.
November i added her to my Capital One card with 13 month history and 0 Balance.....no idea if is reporting to her credit.
November i added her to my Kay Jeweler's Account 12 month history and 3 % utility.....no idea if is reporting to her credit.
November we open Credit Builder installment secured loan in local CU.
December she applied for Capital One Newcomers credit card and received a card with 500 $ limit.
December she applied for Credit One Bank credit card and she received the card on 01/05/2012......Can we just NOT ACTIVATE IT?
December 28 she received her EQ FICO from DCU CU........693....YAY
We were trilled by the high EQ FICO and applied for Walmart Discover Credit Card.
She got email to wait 7 days for mail....We called and she got 10 min conversation with a TRANSLATOR..They approve her for 1 000$ limit
Today the Walmart Discover was in the mail and we enroll in online payments.....
TU FICO......730 / Walmart on 01/09/2012 /
EQ FICO.....693 / DCU on 12/28/2012 /
Can we just shred the CREDIT ONE ? if was not activated in the 14 days period requested by them?
Congrats!!!
I would say call CreditOne and talk to them about closing, I will most likely report regardless of how you approach it.
Congratulations to your Mom! and it's sweet of you to help her Btw are you and your Mom from Europe?
Yes....and They Got A Translator to speak with her and the CSR as 3 way call.
Great story..Congrats to your mom.
Are you in MA?
Congrats on the approvals and FICO success !! That's great !!
@Anonymous wrote:Yes....and They Got A Translator to speak with her and the CSR as 3 way call.
I call for my Mom to resolve any credit issues. Just taking a guess here....are you and your Mom from Russia?
We are not from RUSSIA....
Is there extra points in FICO if we were from there?.......lol
@Anonymous wrote:We are not from RUSSIA....
Is there extra points in FICO if we were from there?.......lol
Congratulations on ALL that you've accomplished for your mother!!! I am sure she is very proud of you.