01-09-2014 09:15 PM
I recently got denied for BoA Better Balance card with a score of 709 (was on the denial letter).
Immediately before I was approved for the Costco True Earnings card (my first Amex) - I applied back to back online
A couple weeks later I was approved for the Barclaycard Arrival Mastercard (platinum version)
Go figure. I dislike BoA. I believe it's because I have some baddies on record from 6 years ago with them. But Chase forgave me much easier, I had severe overlimit and late payments from 5 years prior to getting the Chase Freedom. Although I do recall that I called for a recon for that and explained I was a poor college student before and that I had an actual income now and they approved me for something like 500$- and now I have 3 cards with Chase (though they Credit Line Decreased me for the 2 cards I had when I applied for the Chase Sapphire non-preferred)
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