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Fico score same as Credit Sesame

Member

Fico score same as Credit Sesame

Just thought I would let everyone know.

 

I got my new AMEX BCE in the mail today, it only took like 3 days after approval to get it.

 

MyFico credit score was EX 737 which matches Credit Sesame score, which I thought was odd!

Scores- 724 TU Fico (Walmart TU), 737 EX Fico (Amex Pull), ? EQ
Goal = 750's across the board

Cards- $12.5k cashRewards, $2000 IT, $6000 BCE, $2300 Walmart Discover, $1200 Freedom
Message 1 of 8
7 REPLIES
Super Contributor

Re: Fico score same as Credit Sesame

It's just coincidental that the scores are matching ~ there's no correlation.
March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 2 of 8
Frequent Contributor

Re: Fico score same as Credit Sesame


tylerrrr-27 wrote:

Just thought I would let everyone know.

 

I got my new AMEX BCE in the mail today, it only took like 3 days after approval to get it.

 

MyFico credit score was EX 737 which matches Credit Sesame score, which I thought was odd!


It could be some kind of divine miracle, or it might be related to the fact that Credit Sesame (like Credit.com and Quizzle) also pulls their scores from Experian.

 

Don't count on the scores matching up with any regularity, as credit scores are only a snapshot of a particular moment in time, and can change by the hour, depending on when new data is submitted and subsequently recalculated.

 

They may appear static, only because there is a time-lag between re-calculations.

 

Congratulations on the BCE - remember to 3xCLI on Day-61.

 

 

Message 3 of 8
Established Contributor

Re: Fico score same as Credit Sesame


tylerrrr-27 wrote:

Just thought I would let everyone know.

 

I got my new AMEX BCE in the mail today, it only took like 3 days after approval to get it.

 

MyFico credit score was EX 737 which matches Credit Sesame score, which I thought was odd!


Me too! My credit sesame has been at or within a couple of points from the Experian Fico Amex provided twice.

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
Message 4 of 8
Highlighted
Moderator Emeritus

Re: Fico score same as Credit Sesame


pizzadude wrote:
It's just coincidental that the scores are matching ~ there's no correlation.

Quite true. For a long time my CS score wasn't anywhere near my FICO score. Then a few things changed on my reports and my CS score suddenly jumped up and was more or less commensurate with my FICO score. But for the longest time the two were way out of line with each other.


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 5 of 8
Moderator Emerita

Re: Fico score same as Credit Sesame

Totally agree with tinuviel. I have no idea what happened but it is 2-3 points +/- . CK is in a whole different dimension. Lol
Message 6 of 8
Frequent Contributor

Re: Fico score same as Credit Sesame

Mine is about 40 pts off with experian FICO being higher (lender pull)
Chase Sapphire Reserve $32.5K, Amex BCP $20K, Amex PRG NPSL, Amex Hilton $12,000, Discover It $16,000, Citi Hilton $16,200, Citi TYP $14,400, US Bank Cash+ Visa Sig $12,000, Virgin Atlantic World Elite MC $13,100, Merrill+ Visa Sig $10,000, Fidelity Visa Sig $10,000, Barclay Cash Forward $16,500, Wells Fargo Rewards $12,500, Local CU $7000, Barclay Apple Rewards $5500, Chase Freedom $5000, Cap One Cash $2500,-- EQ FICO 768, EX FICO 777, TU FICO 781
Message 7 of 8
Senior Contributor

Re: Fico score same as Credit Sesame

A broken clock is accurate twice a day.

 

Perhaps we should give Credit Sesame some respect for being at least that accurate too.





TU-8: 799 EX-8: 793 EQ-8: 763    EX-8 Bankcard: 818    
TU-9 Bankcard: 795 EQ-9: 821
   EX-98: 756 EQ-04: 755
Total $437,800
Message 8 of 8