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Fidelity AMEX

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Anonymous
Not applicable

Fidelity AMEX

Does it have the same criteria for approval than regular AMEX cards?  Ch7 d/c 2010, did not include AMEX, never had an AMEX before.

 

I figured since i have a fidelilty 401k and investment account, and spend about $2k/month, i can use the 2% cash back and $2,500 spent equals a $50 deposit

 

Thanks in advanced

Message 1 of 19
18 REPLIES 18
CreditCuriosity
Moderator Emeritus

Re: Fidelity AMEX

It is underwritten by FIA/BofA not Centurion Bank(Amex).  So whatever BofA/FIA policies are regarding BK's.

Message 2 of 19
icyhot
Valued Contributor

Re: Fidelity AMEX

+1 its not issued by Amex just have the logo but the underwriting isn't too strict anyway. Unless you included BoA in your bankruptcy then you may have an issue
Ch 7 BK discharged 12/2018
Bank Cards: NFCU Flagship Rewards $25K | NFCU Cash Rewards $20K |NFCU More Rewards Amex $17K | PenFed Power Cash $12.5K | PenFed Platinum Rewards $12.5K | PenFed Pathfinder Rewards $10K | PenFed Gold Card $7.5K | PayPal Cashback Mastercard $5K | Apple Card $3.5K
Store Cards: Bergdorf Goodman $10.5K | Neiman Marcus $7.5K | Care Credit $7K |
Scores: EX 656 | EQ 667 | TU 680


Goal Card: Amex Platinum (Amex IIB, waiting for 5 year mark)
Message 3 of 19
Anonymous
Not applicable

Re: Fidelity AMEX

Ummm, did not include BOA in BK but did get denied for BOA cash rewards card in June/2015, reason was BK.  Wonder if they'll tell me the same for the Fidelity card.

Message 4 of 19
icyhot
Valued Contributor

Re: Fidelity AMEX

Yeah I heard BofA isn't very BK friendly
Ch 7 BK discharged 12/2018
Bank Cards: NFCU Flagship Rewards $25K | NFCU Cash Rewards $20K |NFCU More Rewards Amex $17K | PenFed Power Cash $12.5K | PenFed Platinum Rewards $12.5K | PenFed Pathfinder Rewards $10K | PenFed Gold Card $7.5K | PayPal Cashback Mastercard $5K | Apple Card $3.5K
Store Cards: Bergdorf Goodman $10.5K | Neiman Marcus $7.5K | Care Credit $7K |
Scores: EX 656 | EQ 667 | TU 680


Goal Card: Amex Platinum (Amex IIB, waiting for 5 year mark)
Message 5 of 19
Anonymous
Not applicable

Re: Fidelity AMEX

Guess i wont apply for it Smiley Sad what about the Visa version, is that also BOA?

Message 6 of 19
CreditCuriosity
Moderator Emeritus

Re: Fidelity AMEX


@Anonymous wrote:

Guess i wont apply for it Smiley Sad what about the Visa version, is that also BOA?


yes

Message 7 of 19
Anonymous
Not applicable

Re: Fidelity AMEX

ohh man! not cool lol.  Thanks for the feedback anyways!

Message 8 of 19
longtimelurker
Epic Contributor

Re: Fidelity AMEX


@Anonymous wrote:

ohh man! not cool lol.  Thanks for the feedback anyways!


So how about Citi DC instead?  Or is that not an option?

Message 9 of 19
Anonymous
Not applicable

Re: Fidelity AMEX


@longtimelurker wrote:

@Anonymous wrote:

ohh man! not cool lol.  Thanks for the feedback anyways!


So how about Citi DC instead?  Or is that not an option?


Got denied for it in July 2015 as well...reason Ch7. Did burn them.

Message 10 of 19
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