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Fidelity Amex

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JSS3
Valued Contributor

Fidelity Amex

Saw a post earlier saying it can be used to load Serve. Moreover, it's a 2% card(with a CMA account). I am interested in this and the AARP(3% restaurants) for future apps. I recently got in with BofA.

Just finished googling posts about this card and they all, more or less, agree it's elusive. The underwriting is said to be extremely strict. I opened a Fidelity account earlier in preparation to apply months from now. Maybe March of 2016 when my inquiries on EX will be like 11.

Any other tips/stories Fidelity holders can share?

I have no baddies. I'll probably have a couple hundreds in my account by the time I app.
Message 1 of 22
21 REPLIES 21
icyhot
Valued Contributor

Re: Fidelity Amex

I reconned mine with tons of INQs an new accounts but I had a good relationship with BofA
Ch 7 BK discharged 12/2018
Bank Cards: NFCU Flagship Rewards $25K | NFCU Cash Rewards $20K |NFCU More Rewards Amex $17K | PenFed Power Cash $12.5K | PenFed Platinum Rewards $12.5K | PenFed Pathfinder Rewards $10K | PenFed Gold Card $7.5K | PayPal Cashback Mastercard $5K | Apple Card $3.5K
Store Cards: Bergdorf Goodman $10.5K | Neiman Marcus $7.5K | Care Credit $7K |
Scores: EX 656 | EQ 667 | TU 680


Goal Card: Amex Platinum (Amex IIB, waiting for 5 year mark)
Message 2 of 22
JSS3
Valued Contributor

Re: Fidelity Amex

Did you already have the CMA account or just credit cards with BofA?
Message 3 of 22
icyhot
Valued Contributor

Re: Fidelity Amex

Yes both
Ch 7 BK discharged 12/2018
Bank Cards: NFCU Flagship Rewards $25K | NFCU Cash Rewards $20K |NFCU More Rewards Amex $17K | PenFed Power Cash $12.5K | PenFed Platinum Rewards $12.5K | PenFed Pathfinder Rewards $10K | PenFed Gold Card $7.5K | PayPal Cashback Mastercard $5K | Apple Card $3.5K
Store Cards: Bergdorf Goodman $10.5K | Neiman Marcus $7.5K | Care Credit $7K |
Scores: EX 656 | EQ 667 | TU 680


Goal Card: Amex Platinum (Amex IIB, waiting for 5 year mark)
Message 4 of 22
JSS3
Valued Contributor

Re: Fidelity Amex

And what are a "ton" of inquiries?
Message 5 of 22
icyhot
Valued Contributor

Re: Fidelity Amex

Like 27 on my TU
Ch 7 BK discharged 12/2018
Bank Cards: NFCU Flagship Rewards $25K | NFCU Cash Rewards $20K |NFCU More Rewards Amex $17K | PenFed Power Cash $12.5K | PenFed Platinum Rewards $12.5K | PenFed Pathfinder Rewards $10K | PenFed Gold Card $7.5K | PayPal Cashback Mastercard $5K | Apple Card $3.5K
Store Cards: Bergdorf Goodman $10.5K | Neiman Marcus $7.5K | Care Credit $7K |
Scores: EX 656 | EQ 667 | TU 680


Goal Card: Amex Platinum (Amex IIB, waiting for 5 year mark)
Message 6 of 22
JSS3
Valued Contributor

Re: Fidelity Amex

BoA is EX for me.
Message 7 of 22
icyhot
Valued Contributor

Re: Fidelity Amex

It's always TU for me but it's actually FIA that's pulling it so they may be different. I know they pulled TU for the app an CLI
Ch 7 BK discharged 12/2018
Bank Cards: NFCU Flagship Rewards $25K | NFCU Cash Rewards $20K |NFCU More Rewards Amex $17K | PenFed Power Cash $12.5K | PenFed Platinum Rewards $12.5K | PenFed Pathfinder Rewards $10K | PenFed Gold Card $7.5K | PayPal Cashback Mastercard $5K | Apple Card $3.5K
Store Cards: Bergdorf Goodman $10.5K | Neiman Marcus $7.5K | Care Credit $7K |
Scores: EX 656 | EQ 667 | TU 680


Goal Card: Amex Platinum (Amex IIB, waiting for 5 year mark)
Message 8 of 22
JSS3
Valued Contributor

Re: Fidelity Amex

Well, that would be better as I have less on there and will have way less in March. Do you have huge savings in your CMA account?
Message 9 of 22
Involver
Valued Contributor

Re: Fidelity Amex

Applied with clean reports and modest income, got them to pull TU. Account is 10 months old now CL is at 26500.
Message 10 of 22
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