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Fidelity Investments American Express

Established Contributor

Re: Fidelity Investments American Express

They pulled experian for me.

Capital One Quicksilver- $5,400 | Chase Freedom - $8,000 | Chase Freedom Unlimited- $13,000 | Chase Amazon -$5,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 | Fidelity Visa -$10,000 | Sallie Mae- $10,000  | DCU Platinum $12,000 | Discover IT - $10,000 | Amex EveryDay - $25,000  | Amex BlueCash Everyday- $9,800 | Citi DoubleCash - $18,000 | Sapphire Preferred- $13,000 Freedom Unlimited$7,000 Blispay$12,000 | Chase Sapphire Reserve- $18,000 | Consumers Credit Union Visa Sig Cash Rebate$25,000

Frequent Contributor

Re: Fidelity Investments American Express


zyzzus wrote:

They pulled experian for me.


sounds good Smiley Happy

Established Contributor

Re: Fidelity Investments American Express

I needed them to.  I had 5 inqs on TU! 

Capital One Quicksilver- $5,400 | Chase Freedom - $8,000 | Chase Freedom Unlimited- $13,000 | Chase Amazon -$5,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 | Fidelity Visa -$10,000 | Sallie Mae- $10,000  | DCU Platinum $12,000 | Discover IT - $10,000 | Amex EveryDay - $25,000  | Amex BlueCash Everyday- $9,800 | Citi DoubleCash - $18,000 | Sapphire Preferred- $13,000 Freedom Unlimited$7,000 Blispay$12,000 | Chase Sapphire Reserve- $18,000 | Consumers Credit Union Visa Sig Cash Rebate$25,000

Frequent Contributor

Re: Fidelity Investments American Express


zyzzus wrote:

I needed them to.  I had 5 inqs on TU! 


Ditto, Im sitting @ 10 for TU but under 5 for EX. -  I know my CLI options are dead for a bit if i bother with the app. 5 is usually not enough for most lenders to pout and deny you though ?

Established Contributor

Re: Fidelity Investments American Express

Got the card in the mail today but they didn't include my credit score.  From what I understand its because I got the lowest advertized rates etc.  Is there any way I can call to request it?

Capital One Quicksilver- $5,400 | Chase Freedom - $8,000 | Chase Freedom Unlimited- $13,000 | Chase Amazon -$5,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 | Fidelity Visa -$10,000 | Sallie Mae- $10,000  | DCU Platinum $12,000 | Discover IT - $10,000 | Amex EveryDay - $25,000  | Amex BlueCash Everyday- $9,800 | Citi DoubleCash - $18,000 | Sapphire Preferred- $13,000 Freedom Unlimited$7,000 Blispay$12,000 | Chase Sapphire Reserve- $18,000 | Consumers Credit Union Visa Sig Cash Rebate$25,000

Valued Contributor

Re: Fidelity Investments American Express


zyzzus wrote:

Got the card in the mail today but they didn't include my credit score.  From what I understand its because I got the lowest advertized rates etc.  Is there any way I can call to request it?


You can call, but they are not legally required to give you the score.

Valued Contributor

Re: Fidelity Investments American Express

Which rate did you get? 

Established Contributor

Re: Fidelity Investments American Express

13.99

 

Do I call just regular customer service?  I didn't think they had to but I'm curious.

Capital One Quicksilver- $5,400 | Chase Freedom - $8,000 | Chase Freedom Unlimited- $13,000 | Chase Amazon -$5,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 | Fidelity Visa -$10,000 | Sallie Mae- $10,000  | DCU Platinum $12,000 | Discover IT - $10,000 | Amex EveryDay - $25,000  | Amex BlueCash Everyday- $9,800 | Citi DoubleCash - $18,000 | Sapphire Preferred- $13,000 Freedom Unlimited$7,000 Blispay$12,000 | Chase Sapphire Reserve- $18,000 | Consumers Credit Union Visa Sig Cash Rebate$25,000

Valued Contributor

Re: Fidelity Investments American Express

That's what I got, looking at the app again:

 

https://www.applyonlinenow.com/USCCapp/Ctl/entry?sc=VABBUH#tc

 

It looks like 13.99% is the only rate they offer.   It says This APR will vary with the market based on the Prime Rate.
In contrast, for the penalty rate it says:Up to 29.99%based on your creditworthiness.   

 

 

Frequent Contributor

Re: Fidelity Investments American Express

I also received 13.99% when I got it earlier this month. When I called underwriting, they wouldn't tell me my score. When I apped, they pulled EX and TU. Then a week later, they pulled EQ.



06/30/2017 - EX 807 (Credit Scorecard EX FICO® Score 8, range 300-850)
07/20/2017 - TU 819 (Discover TU FICO® Score 8, range 300-850)
07/25/2017 - EQ 842 (Citi EQ FICO® Bankcard Score 8, range 250-900)
GOAL - 800! - App free since 12/13/2015