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Established Contributor
Posts: 540
Registered: ‎10-22-2012
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Re: Fidelity Investments American Express

They pulled experian for me.

Capital One Quicksilver- $5,000 (Thanks Cap1 Executive Office <3) | Chase Freedom - $7,100 | Chase Amazon -$1,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 (I know what an odd limit) | Fidelity Amex -$10,000 | Sallie Mae- $10,000 | Walmart $15,000 | DCU Platinum $12,000 | Discover IT - $7,500 | Amex EveryDay - $10,000  | Citi DoubleCash - $15,000

Frequent Contributor
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Registered: ‎02-06-2012
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Re: Fidelity Investments American Express


zyzzus wrote:

They pulled experian for me.


sounds good Smiley Happy

Established Contributor
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Registered: ‎10-22-2012
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Re: Fidelity Investments American Express

I needed them to.  I had 5 inqs on TU! 

Capital One Quicksilver- $5,000 (Thanks Cap1 Executive Office <3) | Chase Freedom - $7,100 | Chase Amazon -$1,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 (I know what an odd limit) | Fidelity Amex -$10,000 | Sallie Mae- $10,000 | Walmart $15,000 | DCU Platinum $12,000 | Discover IT - $7,500 | Amex EveryDay - $10,000  | Citi DoubleCash - $15,000

Frequent Contributor
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Re: Fidelity Investments American Express

[ Edited ]

zyzzus wrote:

I needed them to.  I had 5 inqs on TU! 


Ditto, Im sitting @ 10 for TU but under 5 for EX. -  I know my CLI options are dead for a bit if i bother with the app. 5 is usually not enough for most lenders to pout and deny you though ?

Established Contributor
Posts: 540
Registered: ‎10-22-2012
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Re: Fidelity Investments American Express

Got the card in the mail today but they didn't include my credit score.  From what I understand its because I got the lowest advertized rates etc.  Is there any way I can call to request it?

Capital One Quicksilver- $5,000 (Thanks Cap1 Executive Office <3) | Chase Freedom - $7,100 | Chase Amazon -$1,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 (I know what an odd limit) | Fidelity Amex -$10,000 | Sallie Mae- $10,000 | Walmart $15,000 | DCU Platinum $12,000 | Discover IT - $7,500 | Amex EveryDay - $10,000  | Citi DoubleCash - $15,000

Valued Contributor
Posts: 2,512
Registered: ‎11-11-2010
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Re: Fidelity Investments American Express


zyzzus wrote:

Got the card in the mail today but they didn't include my credit score.  From what I understand its because I got the lowest advertized rates etc.  Is there any way I can call to request it?


You can call, but they are not legally required to give you the score.

In My Wallet:
Citi Forward (12/2010) | Citi Dividend (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)
Valued Contributor
Posts: 1,673
Registered: ‎11-11-2012
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Re: Fidelity Investments American Express

Which rate did you get? 

Established Contributor
Posts: 540
Registered: ‎10-22-2012
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Re: Fidelity Investments American Express

13.99

 

Do I call just regular customer service?  I didn't think they had to but I'm curious.

Capital One Quicksilver- $5,000 (Thanks Cap1 Executive Office <3) | Chase Freedom - $7,100 | Chase Amazon -$1,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 (I know what an odd limit) | Fidelity Amex -$10,000 | Sallie Mae- $10,000 | Walmart $15,000 | DCU Platinum $12,000 | Discover IT - $7,500 | Amex EveryDay - $10,000  | Citi DoubleCash - $15,000

Valued Contributor
Posts: 1,673
Registered: ‎11-11-2012
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Re: Fidelity Investments American Express

That's what I got, looking at the app again:

 

https://www.applyonlinenow.com/USCCapp/Ctl/entry?sc=VABBUH#tc

 

It looks like 13.99% is the only rate they offer.   It says This APR will vary with the market based on the Prime Rate.
In contrast, for the penalty rate it says:Up to 29.99%based on your creditworthiness.   

 

 

Frequent Contributor
Posts: 385
Registered: ‎02-06-2009
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Re: Fidelity Investments American Express

I also received 13.99% when I got it earlier this month. When I called underwriting, they wouldn't tell me my score. When I apped, they pulled EX and TU. Then a week later, they pulled EQ.


11/02/2012 Peak - EQ 790 (ScoreWatch EQ FICO)
01/06/2015 Current - TU 831 (Walmart MasterCard TU FICO 08 Classic)
GOAL - 800! - App free since 05/18/2015
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