Fidelity Pre-approval with $100 Bonus

[BronzeTrader]

Received a mailing from Fidelity on its 2% visa card. The $100 bonus seems new to me. Offter good until the end of the year. Plan to apply. This is the 2nd Fidelity card.

[Discover2016]

Interesting, didn't know you can have two fidelity cards

[BronzeTrader]

Family members. Could have more than 2. 

[Anonymous]

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@BronzeTrader wrote:

Family members. Could have more than 2. 

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What's the point of two Fidelity Visa cards? It's unlimited 2% back. $100 isn't worth the HP and hit to AAOA... to me at least.

[kdm31091]

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@Anonymous wrote:

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@BronzeTrader wrote:

Family members. Could have more than 2. 

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What's the point of two Fidelity Visa cards? It's unlimited 2% back. $100 isn't worth the HP and hit to AAOA... to me at least.

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I agree. For an app that is purely for a bonus (as otherwise, two Fidelity cards are redundant) you can do much better than $100!

[Anonymous]

Did your offer explicitly state "Pre-Approved"?

I got an email for an "Exclusive Offer" with a "confirmation code" for $100 bonus ....the fine print indicated subject to approval.

I want this card...but may hold out for an actual pre-approval offer if they are being issued.

[longtimelurker]

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@kdm31091 wrote:

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@Anonymous wrote:

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@BronzeTrader wrote:

Family members. Could have more than 2. 

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What's the point of two Fidelity Visa cards? It's unlimited 2% back. $100 isn't worth the HP and hit to AAOA... to me at least.

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I agree. For an app that is purely for a bonus (as otherwise, two Fidelity cards are redundant) you can do much better than $100!

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While I agree, there may be cases where it doesn't seem quite so redundant.    You get more CL for the 2% rewards and/or if the second card has a lower APR.   But if it just for the bonus, as you say, there are better options.

[BronzeTrader]

It dpends on situation. Instead of a UA, the UA can have his/her own card and the extra bonus. CL is never a consideration. 

[longtimelurker]

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@BronzeTrader wrote:

It dpends on situation. Instead of a UA, the UA can have his/her own card and the extra bonus. CL is never a consideration. 

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OK, so two cards for two people, rather than two cards for one person, which was the confusion.

[BronzeTrader]

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@longtimelurker wrote:

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@BronzeTrader wrote:

It dpends on situation. Instead of a UA, the UA can have his/her own card and the extra bonus. CL is never a consideration. 

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OK, so two cards for two people, rather than two cards for one person, which was the confusion.

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Not sure if CC compnaies would be hapapy for you to open two identical brand cards. Once I openned two Chase Freedom CCs, and had another Freedom which was PC'ed from a discontinued gas CC (by Chase).