Well after starting 7 months ago on myfico with a score of just over 580, I'm now at 740 and just closed on a home and did a refi on my car at 2.75% I also did an app spree. Household income is around 75k
chase freedom - 6k
bofa 123 - 5k
us bank cash+ - 5k
amex bce - denied off a SP. high internal risk and outdated SP
citi Ty - denied for not having high enough revolving use and high inquiry count( last card applied for, glad I didn't get It. I really applied on adrenaline)
Added 16k in sig cards. I've never had more than junk cap one credit step cards. Happy man
FYI- It looks like you just cleared the bar for a visa sig with bofa (5k is the minimum cl). Consequently, it is very likely that the limit on the 123 card will not be reported. Probably not a big deal anyway since your other limits are comparable
edit to add- AFAIK bofa is the only lender that does not report visa sig cls
congrats. treat them nicely.
|Current: Discover Fico 709 3/15 Walmart Fico 743 4/15|
Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Earn Cash Back
|Amex Zync(Unicorn) |
Citi DC $10,000
That's fantastic!!! Congratulations!!!!!
Very nice CL's congrats.