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Established Contributor
snowkitty
Posts: 985
Registered: ‎09-10-2012
0

Finally!! Approved by Chase!!

I am so excited to get my foot in the door with Chase. I applied for a bp visa about 10 days ago and I got the "letter in two weeks" screen. I called a few days later and they kept telling me the application was pending. Someone finally told me the bp visa has been declined but the bp store card was pending. Everytime I called, the csr would tell me that there was nothing they could do, I just had to wait. Finally I called back Saturday and got a csr that was willing to help. She asked me a bunch of questions and finally said that she was going to give me a recommendation for the card and someone will call me in the next day or two from the verification department. They called me yesterday but I missed it so I called them back this morning and they approved me for the store card for 400.00. I know it's not much of a limit but I am very excited because I just wanted in the door with them so I can eventually get the freedom card! I owe alot of thanks to this community because I would never have called and called until I got some sort of an answer from them. I feel like they would have denied me if I would not have been persistent.....so thank you all!!  :smileyvery-happy:

 

It's funny how many csr's you have to go through to get to one that will help.

TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Valued Contributor
RockinRay
Posts: 1,947
Registered: ‎08-13-2007
0

Re: Finally!! Approved by Chase!!

Whew! Congrats! Finally!  :smileyhappy:

Ray

** Every Card has a Job, and Every Card does its Job **

Established Contributor
searchingfor67
Posts: 668
Registered: ‎08-02-2011
0

Re: Finally!! Approved by Chase!!

Congrats! But looking at your scores and cards, it looks like you could have qualified for a freedom now, provided that your credit history is at least 1 yr....

TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCP $13K | Amex Costco TE $10.4K | Amex SPG $10.1K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi TY Preferred World MC $10.1K | Citi Forward $10K | Discover IT $9K | JP Morgan Chase Select Visa Signature $9.2K | NFCU Flagship Visa Signature $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $10K | USAA World MC $9K
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: Finally!! Approved by Chase!!

CONGRATS!!!!



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Contributor
snowkitty
Posts: 985
Registered: ‎09-10-2012
0

Re: Finally!! Approved by Chase!!

I was trying to quote a previous post but I can't from my mobile. Anyways......I have only had my credit accounts open for a month or so. I was going to wait a year before applying for anything bigger with chase....hopefully I can get something then

TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Established Contributor
shakalaka
Posts: 563
Registered: ‎09-10-2012
0

Re: Finally!! Approved by Chase!!

Congrats


Amex Platinum (NPSL) | Amex BCE (33,400) | Chase Sapphire Preferred (24,800) | Discover IT (12,700) | Chase Freedom (6,300) | Walmart (4,500) | CapOne (4.000) | Alliant CU Visa | Gone for good: CapOne secured (thx for getting me started) | Amex Zync (thx for getting me into AX)

FICO: TU 778 (9/18) EQ 723 (9/30) EX 748 (12/5)

Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: Finally!! Approved by Chase!!

Id give it 6 months then go for the Freedom!!!




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: Finally!! Approved by Chase!!

Congrats!!!

I agree with LS2982... Loving my Freedom and all the cashback I have on my Ultimate Rewards account!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: Finally!! Approved by Chase!!


youngandcreditwrthy wrote:
Congrats!!!

I agree with LS2982... Loving my Freedom and all the cashback I have on my Ultimate Rewards account!

I'm loving mine as well!!!

 

Saddened that I have to shelf it for a month to get the balance to $0.

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Contributor
calihlove75
Posts: 788
Registered: ‎05-16-2012
0

Re: Finally!! Approved by Chase!!


snowkitty wrote:

I am so excited to get my foot in the door with Chase. I applied for a bp visa about 10 days ago and I got the "letter in two weeks" screen. I called a few days later and they kept telling me the application was pending. Someone finally told me the bp visa has been declined but the bp store card was pending. Everytime I called, the csr would tell me that there was nothing they could do, I just had to wait. Finally I called back Saturday and got a csr that was willing to help. She asked me a bunch of questions and finally said that she was going to give me a recommendation for the card and someone will call me in the next day or two from the verification department. They called me yesterday but I missed it so I called them back this morning and they approved me for the store card for 400.00. I know it's not much of a limit but I am very excited because I just wanted in the door with them so I can eventually get the freedom card! I owe alot of thanks to this community because I would never have called and called until I got some sort of an answer from them. I feel like they would have denied me if I would not have been persistent.....so thank you all!!  :smileyvery-happy:

 

It's funny how many csr's you have to go through to get to one that will help.


Congrats! You are in :smileywink:


100% Ficos: EX 762, TU 767, EQ 762 Inquiries last 1 year/6 months: EX-0/0, TU- 0/0, EQ-2/1~ last credit card app 6/24/13- New car loan 3/8/2014
Discover IT $8000~Kohls $1000~Amex BCE $2000~ Walmart Discover $7500~NFCU Signature CashRewards $16,100~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $2500~ Amazon Store $7000~ Fingerhut $1050

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