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Established Contributor
snowkitty
Posts: 636
Registered: ‎09-10-2012

Finally!! Approved by Chase!!

I am so excited to get my foot in the door with Chase. I applied for a bp visa about 10 days ago and I got the "letter in two weeks" screen. I called a few days later and they kept telling me the application was pending. Someone finally told me the bp visa has been declined but the bp store card was pending. Everytime I called, the csr would tell me that there was nothing they could do, I just had to wait. Finally I called back Saturday and got a csr that was willing to help. She asked me a bunch of questions and finally said that she was going to give me a recommendation for the card and someone will call me in the next day or two from the verification department. They called me yesterday but I missed it so I called them back this morning and they approved me for the store card for 400.00. I know it's not much of a limit but I am very excited because I just wanted in the door with them so I can eventually get the freedom card! I owe alot of thanks to this community because I would never have called and called until I got some sort of an answer from them. I feel like they would have denied me if I would not have been persistent.....so thank you all!!  :smileyvery-happy:

 

It's funny how many csr's you have to go through to get to one that will help.

TU Fico 714 | Sesame 738 | Credit Karma 734 | Wal-Mart FICO 708 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 5.5k | Citi Diamond Preferred 6k | Bofa Visa 500 | Discover More 1.5k | Wal-Mart 2.5k | Amazon 2.5k | Old Navy 1050 | Shell 600 | BP 400 | VS 500 | Sam's Discover 3.5k | FNBO Amex 6k | Chase Freedom 1k | Brylane Homes 600 | BML 821

*You can find me in the garden.....app free since 3/21/13*
Valued Contributor
RockinRay
Posts: 1,763
Registered: ‎08-13-2007

Re: Finally!! Approved by Chase!!

Whew! Congrats! Finally!  :smileyhappy:

Ray

** Every Card has a Job, and Every Card does its Job **

Established Contributor
searchingfor67
Posts: 615
Registered: ‎08-02-2011

Re: Finally!! Approved by Chase!!

Congrats! But looking at your scores and cards, it looks like you could have qualified for a freedom now, provided that your credit history is at least 1 yr....

TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCP $17K | Amex Costco TE $10.4K | Amex SPG $6.1K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi Dividend World MC $10.1K | Citi Forward $10K | Discover IT $9K | JP Morgan Select Visa Signature $9.2K | NFCU Flagship Visa Signature $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $10K | USAA World MC $9K
Mega Contributor
LS2982
Posts: 14,477
Registered: ‎04-09-2011

Re: Finally!! Approved by Chase!!

CONGRATS!!!!



Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 709 5/23/2013
Established Contributor
snowkitty
Posts: 636
Registered: ‎09-10-2012

Re: Finally!! Approved by Chase!!

I was trying to quote a previous post but I can't from my mobile. Anyways......I have only had my credit accounts open for a month or so. I was going to wait a year before applying for anything bigger with chase....hopefully I can get something then

TU Fico 714 | Sesame 738 | Credit Karma 734 | Wal-Mart FICO 708 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 5.5k | Citi Diamond Preferred 6k | Bofa Visa 500 | Discover More 1.5k | Wal-Mart 2.5k | Amazon 2.5k | Old Navy 1050 | Shell 600 | BP 400 | VS 500 | Sam's Discover 3.5k | FNBO Amex 6k | Chase Freedom 1k | Brylane Homes 600 | BML 821

*You can find me in the garden.....app free since 3/21/13*
Frequent Contributor
shakalaka
Posts: 459
Registered: ‎09-10-2012

Re: Finally!! Approved by Chase!!

Congrats


Amex Platinum (NPSL) | Amex BCE (12,000) | Discover IT (8,000) | Chase Freedom (4,300) | Walmart (850) | Alliant CU Visa | CapOne Newcomers MC | Gone for good: CapOne secured (thx for getting me started) | Amex Zync (thx for getting me into AX)

FICO: TU 726 (5/13) EQ 710 (5/22) EX 714 (1/26)

Mega Contributor
LS2982
Posts: 14,477
Registered: ‎04-09-2011

Re: Finally!! Approved by Chase!!

Id give it 6 months then go for the Freedom!!!




Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 709 5/23/2013
Valued Contributor
youngandcreditwrthy
Posts: 3,779
Registered: ‎08-16-2012

Re: Finally!! Approved by Chase!!

Congrats!!!

I agree with LS2982... Loving my Freedom and all the cashback I have on my Ultimate Rewards account!
Paypal Extras Plat MC $25k | Lowe's $12k | Amex BCE $10.5K | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
Mega Contributor
LS2982
Posts: 14,477
Registered: ‎04-09-2011

Re: Finally!! Approved by Chase!!


youngandcreditwrthy wrote:
Congrats!!!

I agree with LS2982... Loving my Freedom and all the cashback I have on my Ultimate Rewards account!

I'm loving mine as well!!!

 

Saddened that I have to shelf it for a month to get the balance to $0.

 




Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 709 5/23/2013
Established Contributor
calihlove75
Posts: 712
Registered: ‎05-16-2012

Re: Finally!! Approved by Chase!!


snowkitty wrote:

I am so excited to get my foot in the door with Chase. I applied for a bp visa about 10 days ago and I got the "letter in two weeks" screen. I called a few days later and they kept telling me the application was pending. Someone finally told me the bp visa has been declined but the bp store card was pending. Everytime I called, the csr would tell me that there was nothing they could do, I just had to wait. Finally I called back Saturday and got a csr that was willing to help. She asked me a bunch of questions and finally said that she was going to give me a recommendation for the card and someone will call me in the next day or two from the verification department. They called me yesterday but I missed it so I called them back this morning and they approved me for the store card for 400.00. I know it's not much of a limit but I am very excited because I just wanted in the door with them so I can eventually get the freedom card! I owe alot of thanks to this community because I would never have called and called until I got some sort of an answer from them. I feel like they would have denied me if I would not have been persistent.....so thank you all!!  :smileyvery-happy:

 

It's funny how many csr's you have to go through to get to one that will help.


Congrats! You are in :smileywink:

100% Ficos: EX 751, TU 731, Walmart TU fico 740, EQ 741
Inquiries last 2 years/1 year/6 months: EX-7/3/0, TU- 11/6/0, EQ-3/1/0~ app free since 11/23/12
Kohls $600~Amex BCE $2000~ Walmart Discover $6000~NFCU Signature CashRewards $9000~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $450~ Amazon Store $7000~ Fingerhut $1350

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