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I've been trying to get a CLI for my Journey card for quite a while now, and within the past month I've went all out, asking different about every other day. I was so ready to just give up!
I've tried it all! Automated phone, calling, calling again with different representative, online message, online chat, several backdoor number, and even the corporate number found in other topics.
Still no success!
I really wanted to keep this card since its unlimted 1.25% cash back (and, unlike my amex, credit is quickly available), and because this is my oldest card (and this card would be the easest way to get a really old card).
So finally in one last desperate attempt, I sent an email to what I figured would be an address that would be read by someone (No I won't give it out, too easy to abuse, but if you desperate its easy to figure out)
A day later I get a call from that corporate number! Same person I asking when I called (according to her). She left me a voicemail and told to call back.
One callback, like 3 questions later, A soft pull ,and a day wait, CLI from $750 to $2500.
When she asked me what CL I wanted to ask for I was kinda caught off guard, but $2500 is my median credit limit, and I guess it wasn't too much to ask for!
Finally! I guess cap1 isn't so bad after all!
I guess don't give up on a CLI if your way overdue!
If it wasn't for all the sucess stories, I probably would have given up a long time ago. Now I can keep with my %10 utilization I been trying to stick to.
THATS AWESOME CONGRATS!
I'm still mad CAP1 didn't give me the CL I requested. Whats your highest...3k...whats your lowest? 2k...she comes back with 1,500 on $750. WTH. LOL But I guess I shouldn't be complaining.
@maiden_girl wrote:THATS AWESOME CONGRATS!
I'm still mad CAP1 didn't give me the CL I requested. Whats your highest...3k...whats your lowest? 2k...she comes back with 1,500 on $750. WTH. LOL But I guess I shouldn't be complaining.
Dang, the minimum I asked for was $1500, I figured doubling it was good enough. Got lucky I guess lol.
I have hit them up twice in the last 4 months and each time: "you are not eligible"
congrats
Congrats !!
Good to hear the CLI's
@obageegee wrote:I have hit them up twice in the last 4 months and each time: "you are not eligible"
How are you asking? Seems the automated system (even when you call and have a rep do it) is an automated no for virtually everyone.
Wife got a CAP1 Platinum MC with $19AF
Starting CL 600
After 1 year 1500 CL
Will be 2 year on 11/12
I'd love this phone number as well. I have two Capital One cards, one stuck at 750, the other at 1250. Credit has improved dramatically over the past couple of years, and both cards are now over 2 years old. :-)