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Contributor
Posts: 150
Registered: ‎08-24-2012
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Finally! CLI from cap1! Final desperate attempt worked!

I've been trying to get a CLI for my Journey card for quite a while now, and within the past month I've went all out, asking different about every other day. I was so ready to just give up!
I've tried it all! Automated phone, calling, calling again with different representative, online message, online chat, several backdoor number, and even the corporate number found in other topics.
Still no success!
I really wanted to keep this card since its unlimted 1.25% cash back  (and, unlike my amex, credit is quickly available), and because this is my oldest card (and this card would be the easest way to get a really old card).


So finally in one last desperate attempt, I sent an email to what I figured would be an address that would be read by someone (No I won't give it out, too easy to abuse, but if you desperate its easy to figure out)
A day later I get a call from that corporate number! Same person I asking when I called (according to her). She left me a voicemail and told to call back.
One callback, like 3 questions later, A soft pull ,and a day wait, CLI from $750 to $2500.

When she asked me what CL I wanted to ask for I was kinda caught off guard, but $2500 is my median credit limit, and I guess it wasn't too much to ask for!

Finally! I guess cap1 isn't so bad after all!

I guess don't give up on a CLI if your way overdue!

 

If it wasn't for all the sucess stories, I probably would have given up a long time ago. Now I can keep with my %10 utilization I been trying to stick to.

My ultimate credit wish,
a JP Morgan Palladium card
Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
0

Re: Finally! CLI from cap1! Final desperate attempt worked!

THATS AWESOME CONGRATS!

 

I'm still mad CAP1 didn't give me the CL I requested. Whats your highest...3k...whats your lowest? 2k...she comes back with 1,500 on $750. WTH. LOL But I guess I shouldn't be complaining.

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Contributor
Posts: 150
Registered: ‎08-24-2012
0

Re: Finally! CLI from cap1! Final desperate attempt worked!


maiden_girl wrote:

THATS AWESOME CONGRATS!

 

I'm still mad CAP1 didn't give me the CL I requested. Whats your highest...3k...whats your lowest? 2k...she comes back with 1,500 on $750. WTH. LOL But I guess I shouldn't be complaining.


  Dang, the minimum I asked for was $1500, I figured doubling it was good enough. Got lucky I guess lol.

My ultimate credit wish,
a JP Morgan Palladium card
Frequent Contributor
Posts: 273
Registered: ‎09-30-2012
0

Re: Finally! CLI from cap1! Final desperate attempt worked!

I have hit them up twice in the last 4 months and each time: "you are not eligible"


Established Contributor
Posts: 657
Registered: ‎06-27-2012
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Re: Finally! CLI from cap1! Final desperate attempt worked!

congrats

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Super Contributor
Posts: 6,624
Registered: ‎04-07-2008
0

Re: Finally! CLI from cap1! Final desperate attempt worked!

Congrats !!

 

Good to hear the CLI's




Contributor
Posts: 150
Registered: ‎08-24-2012
0

Re: Finally! CLI from cap1! Final desperate attempt worked!


obageegee wrote:

I have hit them up twice in the last 4 months and each time: "you are not eligible"


How are you asking? Seems the automated system (even when you call and have a rep do it) is an automated no for virtually everyone.

 

My ultimate credit wish,
a JP Morgan Palladium card
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
0

Re: Finally! CLI from cap1! Final desperate attempt worked!

CONGRATS!!!

But I have to ask, why even bring up the email if your not willing to PM people that need it? I'm sure you would want it on the flip side.



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
Posts: 1,339
Registered: ‎09-11-2012
0

Re: Finally! CLI from cap1! Final desperate attempt worked!

Wife got a CAP1 Platinum MC with $19AF

 

Starting CL 600

After 1 year 1500 CL

Will be 2 year on 11/12

 

 

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
New Contributor
Posts: 54
Registered: ‎04-17-2009
0

Re: Finally! CLI from cap1! Final desperate attempt worked!

I'd love this phone number as well. I have two Capital One cards, one stuck at 750, the other at 1250. Credit has improved dramatically over the past couple of years, and both cards are now over 2 years old. :-)

 

 

Creditkeeper 6/12
TU: 678
EQ: 665
EX: 673
Walmart FICO: 680 (6/12)
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