Reply
Established Contributor
Posts: 717
Registered: ‎03-05-2008
0

Finally Got my Letter From Target

Well I was so excited. I opened up my mailbox and there was a letter an envelope from Target. I got my increase to $1000 last year, and others on the board have been posting of their recent CLIs. So Im thinking I use my card, they have been giving out CLIs this MUST be my offer to upgrade to Visa. Well upon further inspection of the exterior part of the envelope I see the words most dread to read, "Change of Terms Enclosed." Yeah Target thanks for busting my bubble. They are increasing the APR on the card due to "changes in the economic climate" and the recent CC bill law changes. Has anyone else received it? If not, it may be coming.  

Starting Score: EQ: 633 (12/31/09) TU: 651 (12/31/09)
Current Score: EQ:633 TU: 651
Goal Score: EQ: 700 TU:700


Take the FICO Fitness Challenge
Epic Contributor
Posts: 24,346
Registered: ‎10-23-2007
0

Re: Finally Got my Letter From Target

yes Prime + 21.99%= 25.9%
Fico Scores: EQ- 670., TU 705 Sync, EX 700 (04/20/15)
I'm just trying to catch up to RON1
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
83 Cards and Counting :smileytongue:
Frequent Contributor
Posts: 278
Registered: ‎10-17-2009
0

Re: Finally Got my Letter From Target

how funny, i run to my mail box every day........and got the same thing in the mail to.....LMAO
Community Leader
Senior Contributor
Posts: 4,336
Registered: ‎09-06-2008
0

Re: Finally Got my Letter From Target

i got it too...can't say that i was laughing though :smileymad:

 

oh well....i think it was already at 21.99, so what the heck difference does another 4 percentage points make???

Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 755. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
Super Contributor
Posts: 5,744
Registered: ‎01-28-2008
0

Re: Finally Got my Letter From Target

At least you all got a letter.  When my CL decreased back in 2008, I was never notified.  I learnt of the decrease while checking  my account online.  I never called and complained.  I figured they reduced my CL since I never charged over $300 on the $1500 CL. 
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.