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Established Contributor
Posts: 717
Registered: ‎03-05-2008

Finally Got my Letter From Target

Well I was so excited. I opened up my mailbox and there was a letter an envelope from Target. I got my increase to $1000 last year, and others on the board have been posting of their recent CLIs. So Im thinking I use my card, they have been giving out CLIs this MUST be my offer to upgrade to Visa. Well upon further inspection of the exterior part of the envelope I see the words most dread to read, "Change of Terms Enclosed." Yeah Target thanks for busting my bubble. They are increasing the APR on the card due to "changes in the economic climate" and the recent CC bill law changes. Has anyone else received it? If not, it may be coming.  

Starting Score: EQ: 633 (12/31/09) TU: 651 (12/31/09)
Current Score: EQ:633 TU: 651
Goal Score: EQ: 700 TU:700

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Epic Contributor
Posts: 26,791
Registered: ‎10-23-2007

Re: Finally Got my Letter From Target

yes Prime + 21.99%= 25.9%
Fico Scores 8: EX 718. TU 699. EQ 658. 11/10/2015
Frequent Contributor
Posts: 278
Registered: ‎10-17-2009

Re: Finally Got my Letter From Target

how funny, i run to my mail box every day........and got the same thing in the mail to.....LMAO
Community Leader
Senior Contributor
Posts: 4,336
Registered: ‎09-06-2008

Re: Finally Got my Letter From Target

i got it too...can't say that i was laughing though Smiley Mad


oh well....i think it was already at 21.99, so what the heck difference does another 4 percentage points make???

Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 755. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
Super Contributor
Posts: 5,759
Registered: ‎01-28-2008

Re: Finally Got my Letter From Target

At least you all got a letter.  When my CL decreased back in 2008, I was never notified.  I learnt of the decrease while checking  my account online.  I never called and complained.  I figured they reduced my CL since I never charged over $300 on the $1500 CL. 

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