Reply
Super Contributor
Posts: 5,705
Registered: ‎05-23-2009
0

Finally Got my Penfed Cash Rewards Visa, but.....

I finally got my Penfed Platinum Cash Rewards Visa yesterday. I found there's not EMV chip on the card. I was disappointed:smileysad:. Can I requested it online or call them?

 

Ron.

Valued Contributor
Posts: 1,524
Registered: ‎08-17-2008
0

Re: Finally Got my Penfed Cash Rewards Visa, but.....

Just call them. My card that I was approved suite the beginning of the month still hasn't arrived grrr

$100K in Credit
Last Credit Card App: 11/16/13
Super Contributor
Posts: 5,705
Registered: ‎05-23-2009
0

Re: Finally Got my Penfed Cash Rewards Visa, but.....

Thanks. It took them three weeks to get here.

 

 

Ron.

Valued Contributor
Posts: 1,524
Registered: ‎08-17-2008
0

Re: Finally Got my Penfed Cash Rewards Visa, but.....

Ok cool, I am waiting patiently...... Not :smileywink:

$100K in Credit
Last Credit Card App: 11/16/13
Super Contributor
Posts: 5,705
Registered: ‎05-23-2009
0

Re: Finally Got my Penfed Cash Rewards Visa, but.....

I'm on the phone with them right now.  To see if they can sent me the new card with EMV.

 

Ron.

Super Contributor
Posts: 5,705
Registered: ‎05-23-2009
0

Re: Finally Got my Penfed Cash Rewards Visa, but.....

They sent me to put in another apps to get EMV. It is strange.:smileysurprised:

 

 

Ron.

Valued Contributor
Posts: 2,857
Registered: ‎06-08-2012
0

Re: Finally Got my Penfed Cash Rewards Visa, but.....

Why would you have to app for another version of the card just to get the chip?


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Super Contributor
Posts: 5,705
Registered: ‎05-23-2009
0

Re: Finally Got my Penfed Cash Rewards Visa, but.....


Duncanrr wrote:
Why would you have to app for another version of the card just to get the chip?

Yes, I don't know why.

 

 

Ron.

Established Contributor
Posts: 567
Registered: ‎09-10-2012
0

Re: Finally Got my Penfed Cash Rewards Visa, but.....

Sorry if this is a stupid question, but what is the issue about the EMV chip? I was in Europe (Germany and Austria) for 27 days and had not one problem with my existing (US) cards. And i used them a lot. car rental, gas, shopping, grocery, dining ... everywhere no problem at all.

 

Yes, I know what the chip is, I am from Germany and have a german mastercard with the chip. But do we really need the chip?


Amex Platinum (NPSL) | Amex BCE (33,400) | Chase Sapphire Preferred (24,800) | Discover IT (12,700) | Chase Freedom (6,300) | Walmart (4,500) | CapOne (4.000) | Alliant CU Visa | Gone for good: CapOne secured (thx for getting me started) | Amex Zync (thx for getting me into AX)

FICO: TU 758 (10/12) EQ 724 (10/22) EX 748 (12/5)

Established Contributor
Posts: 608
Registered: ‎10-11-2012
0

Re: Finally Got my Penfed Cash Rewards Visa, but.....

WOW!  I got my card a while ago, and it did in fact have the EMV chip in it.  Sorry that yours didn't have it.  Another MYFICO member said he, too, had to do a new application in order to get the chip.


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014






Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.