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Senior Contributor
myjourney
Posts: 26,656
Registered: ‎02-07-2013
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Re: Finally...I'm in the 800 Club!


indiolatino61 wrote:

Good Morning all...

It's been a long time in coming, and lots of progress with the advice from myFICO members. I just checked my Walmart TU and it finally has that magic 800! I had been stuck in the 790's for months. I paid everything down to $0 and let my Cap1 post at 8%, and that did it. Thanks to all of you for your help...I would never have known how to proceed otherwise.


Congrats 

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13


New Contributor
stlsme
Posts: 61
Registered: ‎09-15-2011
0

Re: Finally...I'm in the 800 Club!

Congrats!!!!!! 

EX: 744 EQ: 751 TU: 739
Valued Contributor
lg8302ch
Posts: 2,971
Registered: ‎11-13-2012
0

Re: Finally...I'm in the 800 Club!

Congrats! ...hope you can stay in longer than me...LOL...my new app last November kicked me out again...ha ha..

FICO® EQ 800 (as of today) - TU 778 (10/28) * Fako EX 803 (11/02 - CS) * last app 06/01/14 * INQ last 2 yrs TU: 5, EX: 7, EQ: 7


Move the mouse over the cards for detailed view!..................................................................* Silver Spade Garden Club member *

Moderator
Kenny
Posts: 5,967
Registered: ‎01-15-2009
0

Re: Finally...I'm in the 800 Club!

I say a huge congratulations! I'm jealous and I can't wait for my 800 to come to fruition! :smileyvery-happy: I can't wait until the day comes that I've paid off this BT and can report 1-10% on one card.
Starting Score: EQ04: 748 (1/31/14) - TU08: 755 (1/06/14)
Current Score:EX08:776(11/05) - EQ04:770(10/31) - EQ08:796(11/08) - TU08:798(11/18)
Goal Score: 800+
Valued Contributor
notfancy
Posts: 3,679
Registered: ‎11-23-2013
0

Re: Finally...I'm in the 800 Club!

That's awesome! Congratulations on an incredible achievement!

625 EQ FICO Current Score: 660 DCU EQ FICO/ 645 Scorewatch EQ FICO , EX FICO 664, TU FICO 737 (08/2014)
Goal Score: 700   Seedling again as of 07/29/14
Regular Contributor
SisterGirl
Posts: 224
Registered: ‎11-17-2012
0

Re: Finally...I'm in the 800 Club!

Congrats !

 

SisterGirl

SisterGirl
Valued Contributor
Gunnar419
Posts: 1,183
Registered: ‎01-23-2013
0

Re: Finally...I'm in the 800 Club!

I'm a little late to the party (does it help if I bring a really BIG bottle of something?), but congrats, indiolatino!

 

I might break into the 800 club later this year (EQ FICO at 797 now, so close!). Until recently, I couldn't even imagine seeing that number. Good work!

 

Valued Contributor
kevinjjc
Posts: 1,347
Registered: ‎01-14-2009
0

Re: Finally...I'm in the 800 Club!

Congrats!!
Valued Contributor
indiolatino61
Posts: 1,481
Registered: ‎11-10-2012
0

Re: Finally...I'm in the 800 Club!

[ Edited ]

red259 wrote:

indiolatino61 wrote:

Good Morning all...

It's been a long time in coming, and lots of progress with the advice from myFICO members. I just checked my Walmart TU and it finally has that magic 800! I had been stuck in the 790's for months. I paid everything down to $0 and let my Cap1 post at 8%, and that did it. Thanks to all of you for your help...I would never have known how to proceed otherwise.


Congrats! That is really great! What was your score when you started your journey?


Thank you...well, my first card was the Cap1 Platinum with $500 CL and my EQ score was a 623, so I was astonished when I got approved. Right before my last baddie fell off my score was a 568. So, in 1 year and 7 months I went from a 568 to an 800. I would never have gotten here without the advice from myFICO members. I really knew next to nothing...lol. Thanks again.

 photo Logo-CreditCardCollection-DataInclusive_zpsf395b751.jpg
Valued Contributor
indiolatino61
Posts: 1,481
Registered: ‎11-10-2012
0

Re: Finally...I'm in the 800 Club!


myjourney wrote:

indiolatino61 wrote:

Good Morning all...

It's been a long time in coming, and lots of progress with the advice from myFICO members. I just checked my Walmart TU and it finally has that magic 800! I had been stuck in the 790's for months. I paid everything down to $0 and let my Cap1 post at 8%, and that did it. Thanks to all of you for your help...I would never have known how to proceed otherwise.


Congrats 


Hahaha...that's exactly what I looked like! Thanks so much, MJ...without your constant ERT SWAT threats, I could never have done it...LOL!  Thank you, all the mods, and all members for all the help.

 photo Logo-CreditCardCollection-DataInclusive_zpsf395b751.jpg

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