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Established Contributor
Posts: 532
Registered: ‎11-25-2007
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Re: Finally! July PFICO is available!

[ Edited ]


cheddar wrote:


heirophant wrote:
Mine is still June :smileysad:


Check your graph.  Some of us are still displaying the June score, but the graph already shows July.

 


Yeah, the graph does have the score.  I'm up 13 points.  Its pretty cool.  I was approved via EX.  When I first got the card, when I logged in it said I had an EX of 621.  Of course, my EX FICO as of last pull is 654.  My TU scared me, though.  I thought that WaMu might take AA based on my TU, but they didn't.  I even got a CLI from $1,500 to $2,500 this month.  I had 561 in April's PFICO.  Now it is 616.  That's a 55 point gain.  What a difference 4 months makes when you keep your nose clean and let your accounts age a bit.  It took them from January until April to give me my first update to the poster that asked how long it takes to get your first update.


Message Edited by heirophant on 07-24-2008 09:54 AM
FICO's: TU: 682 EX: 688 EQ: Unknown

In my wallet (strikethough are getting the axe soon): Amex Rewards Plus Gold | BECU: 10,000 | AlaskaUSA FCU: 6,900 | Citi Forward 6,500 | BOA Travel Rewards: 5,000 | US Bank Cash+: 5,000 | Merrick: 4,200 | Chase Freedom: 3,500 | Juniper: 3,100 | Household: 2,450 | Best Buy Reward Zone: 2,000 | Cap1: 1,500 | Cap1: 750 | Bailey's Furniture: 3,100 | Lowes: 4,500 | Care Credit: 2,000 | Zales: 1,400 | Kohls: 400 | Sam's: 5,200 | Walmart: 1,100 | Discover More: 1,000
Valued Member
Posts: 56
Registered: ‎04-11-2008
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Re: Finally! July PFICO is available!

WOW...Mine is up 113 points. from 629 to 742. I guess the gardening is starting to pay off!!!
 
That is a site for sore eyes, I can tell you!
Problems cannot be solved at the same level of awareness that created them.
--Albert Einstein
Moderator Emeritus
Posts: 6,794
Registered: ‎09-29-2007
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Re: Finally! July PFICO is available!



gettintherequick wrote:
WOW...Mine is up 113 points. from 629 to 742. I guess the gardening is starting to pay off!!!
 
That is a site for sore eyes, I can tell you!


Wow!  Very nice.  Congrats!

 
----------------------------
App free since 7/11/08.
TU 744 / EX 710 / EQ 694 (Starting to slip. :smileysurprised: )
Valued Member
Posts: 56
Registered: ‎04-11-2008
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Re: Finally! July PFICO is available!

Thanks Cheddar!
 
Now if I can just make myself nice a cozy in my suite at the Concorduser Center...Stick to room service and pay that in cash...The rest will just take care of itself!
Problems cannot be solved at the same level of awareness that created them.
--Albert Einstein
Frequent Contributor
Posts: 356
Registered: ‎10-10-2007
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Re: Finally! July PFICO is available!



gettintherequick wrote:
WOW...Mine is up 113 points. from 629 to 742. I guess the gardening is starting to pay off!!!
 
That is a site for sore eyes, I can tell you!



That's amazing!!  Super congrats to you, GITQ!!
FICO: 8/08 - TU 718; EQ 702; EX 733 (Bonafide 700 club member!)
Next goal: 750s across the board!!
Contributor
Posts: 95
Registered: ‎11-25-2007
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Re: Finally! July PFICO is available!

Mine is up 12 points!!!
Frequent Contributor
Posts: 485
Registered: ‎05-11-2007
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Re: Finally! July PFICO is available!



cheddar wrote:







heirophant wrote:

Mine is still June :smileysad:





Check your graph. Some of us are still displaying the June score, but the graph already shows July.








Thank you so much for saying this! I never would have thought to check the graph and sure enough it is there. Who knows how long?! Well, it looks like the new accounts dropped DH's TU by 8 points. To me, definitely worth it. :smileyhappy:
Filed Chapter 13 bankruptcy 04/12 after two and a half years in a DMP. So wish we would have done the BK sooner. Live and learn!
Regular Contributor
Posts: 120
Registered: ‎11-16-2007
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Re: Finally! July PFICO is available!

Minus 38 points.  Not good
One new account (from 6/1) coming in at 80% util.
Three new inq. (was one now four)
This is all the differences I see.
 
I'm dreading next month (8/1) Two new accounts have shown up since 7/1.
On the plus side by 8/1 seven cards will pass their first birthday.
 
Contributor
Posts: 90
Registered: ‎01-01-2008
0

Re: Finally! July PFICO is available!

Mine is up 105 points (653 to 758).  2 collections were deleted.
 
Yay! :smileyvery-happy:
 
 
I'm in the 700 club now! :smileyhappy:
1/9/10 scores: TU: 766 | EX: YOU SUCK! | EQ: 736
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