OMG, I have been fixing my credit for 2 yrs now. Went from 450 to 0 to 721. I decided to apply for a VISA at my local CU online and the form requested an amount wanted, I put $15K. I received a call that night from the CU and I thought right away, REJECTION, but she wanted to verify my idenity due to fraud aleert on my report. The following morning I received call that I was approved. I asked her how much, thinking it would be another lowsy limit and she says $15K. I almost dropped over. I didn't have to provide paystubs. I am starting to see the light at the end of the tunnel. Thank you all! With this forum and another I didn't let anyone get in my way of fixing my credit. I only have 1 unpaid medical on one report only and that will come off next year 2012.
