Reply
Established Member
maninder89
Posts: 36
Registered: ‎03-03-2013
0

Finally an pre approval from MATRIX... LOL

I opened my mailbox to see preselected offer from Matrix.. Finally all my hardwork has paid off and my life is successful.

An offer from prestigious MATRIX discover with opening line that says A second chance if you have less than perfect credit. They know me sooo well. Man I love these people .... NOT.. 

 

I have an AMEX BCE (PC from Delta Gold) and was approved for a chase Freedom last week, I had a EX 770 FICO when I applied for AMEX in Feb and AAoA of 1.1 years. A Credit sesame rating of excellent but these people think I need their card.. Unbelievable.... 

I am goanna burn this pre approval.. I am not goanna give it the status of shredded. 

 

EX FICO - 770 (Lender pull - AMEX) Feb '13
 photo Wells-Fargo-Cash-Back-Credi_zpsb9d8097b.jpg
Regular Contributor
solstice00
Posts: 153
Registered: ‎03-09-2013
0

Re: Finally an pre approval from MATRIX... LOL

NO no please don't burn it .....Please please.... It ain't mine, but I ll super impose my name on top of your name and show it to my Dad.

How mcuh do you want for it?



"Its your AAoA, Sir. It seems, Sir, that it is so short that i dont think it would hurt for it to get a little shorter"
Moderator
09Lexie
Posts: 25,939
Registered: ‎09-13-2012
0

Re: Finally an pre approval from MATRIX... LOL

Matrix...that's funny. If only Fingerhut would leave me alone! 😒
Valued Contributor
dddewdrop
Posts: 1,060
Registered: ‎02-06-2013
0

Re: Finally an pre approval from MATRIX... LOL

Get a matrix, add a first premier and you will have a real fee portfolio going.

0/10001100/13001346/16001699/2000Prepaid ,,Recent scores:FICO EX 632,EQ 635,TU 632...Link to my Rebuild Log
Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: Finally an pre approval from MATRIX... LOL

Enclose the shredded app in the prepaid envelope and send it back. I hate these bastards!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: Finally an pre approval from MATRIX... LOL

Yup send it back the them!

That card is hilarious!



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Regular Contributor
flashevo
Posts: 114
Registered: ‎07-12-2011
0

Re: Finally an pre approval from MATRIX... LOL

I actually got the pre-approval thing from them on Saturday.  It didn't last long, though.  Went to the shredder pretty quickly.

 

 

NFCU Flagship Sig (24.5k); NFCU CashRewards (24.5k); NFCU NavCheck (15k); Chase Sapphire Preferred (15k) ;Chase Marriott Rewards (14k);US Bank Flex Perks (9k); Barclays Rewards (8k); Chase Freedom (14k); BOA Travel Rewards Sig (20k); BOA Privileges with Cash Rewards Sig (9k); Discover IT (6.5k); Walmart Discover (3k); Wells Fargo Platinum (9.5k); Wells Fargo LOC (10k); Bloomingdales Amex (5k); Macy's Amex (5k); Paypal Extras Mastercard (6k); Bananna Republic Visa (5.5k); Lowes (6k); Sams Club Discover (5k)....In the garden since 8/15/13



Valued Contributor
armbenderc
Posts: 1,339
Registered: ‎09-11-2012
0

Re: Finally an pre approval from MATRIX... LOL


dddewdrop wrote:

Get a matrix, add a first premier and you will have a real fee portfolio going.


Also add CreditOne to it.

 

Sit back and enjoy after all 3 reported to the CRs and see what Amex will do. Chances are: nothing if you maintain good credit. :smileyvery-happy:

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Contributor
Zelaya
Posts: 106
Registered: ‎03-05-2013
0

Re: Finally an pre approval from MATRIX... LOL

How often fico gets updated? reason I ask because I did a auto refi and my credit report is reporting two auto loans however I received a alert on one of the auto loan showing zero balance but score still the same.


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}