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A big personal accomplishment since I started rebuilding for a few year ago. I only did one big app spree in the Summer of 2012. I got a bunch of card then worked on using them and letting them grow. I thoughly keep track of all of my scores, when I receive a CLI and when I'm due for the next one. I keep on them like clockwork. I was at $57K at in end of January so I did a small app spree. 3 cards - 2 Cap 1 and Lowes. That gave me a boost to $99K. I was sooo close but so far away. I tried to get a CLI on my JCP card a few weeks ago but that was denied. Then tried to increase the limits on my Barclay Rewards and Apple Rewards cards a few days ago. Both of them were denied for some reason. I was still hanging at $99K and felt some of the wind being taken out of my sails. It was time to try Walmart tonight. I didn't ask for much. Just enough to get me over the hunp so I requested a $15K CL (up from $13). That was approved through Credit Solutions. I asked if they handle JCP. That person didn't but he transferred me to someone that did. I requested the limit to be increased to $10K from $6500. That was approved! Strange. It was deined a few weeks ago.
So I finally broke the $100K barrier. I'm now at $104,500. Not a big deal for some but I kind of feel like I completed a half marathon!
Congrats on your success !!!
@masscredit wrote:A big personal accomplishment since I started rebuilding for a few year ago. I only did one big app spree in the Summer of 2012. I got a bunch of card then worked on using them and letting them grow. I thoughly keep track of all of my scores, when I receive a CLI and when I'm due for the next one. I keep on them like clockwork. I was at $57K at in end of January so I did a small app spree. 3 cards - 2 Cap 1 and Lowes. That gave me a boost to $99K. I was sooo close but so far away. I tried to get a CLI on my JCP card a few weeks ago but that was denied. Then tried to increase the limits on my Barclay Rewards and Apple Rewards cards a few days ago. Both of them were denied for some reason. I was still hanging at $99K and felt some of the wind being taken out of my sails. It was time to try Walmart tonight. I didn't ask for much. Just enough to get me over the hunp so I requested a $15K CL (up from $13). That was approved through Credit Solutions. I asked if they handle JCP. That person didn't but he transferred me to someone that did. I requested the limit to be increased to $10K from $6500. That was approved! Strange. It was deined a few weeks ago.
So I finally broke the $100K barrier. I'm now at $104,500. Not a big deal for some but I kind of feel like I completed a half marathon!
I remember the feeling. But then i broke 200k and felt nothing.
congrats! thats a great accomplishment!
Congrats! Keep up the great work. You are on your way to 200K!
Fee
@masscredit wrote:
Not a big deal for some but I kind of feel like I completed a half marathon!
Take it from me s half marathon is much easier. Congrats!
I kind of have to start thinking past the $100K mark now. Actually, the last goal that I've had in mind is $112K. That would allow me to carry a balance of $10K if I want to. Total utilization would be 8.9%. Just under the 9.0% cutoff. For me, goals are meant to be accomplished and then set higher. I have enough cards so I really don't need to apply for anything else. I'm trying to get the Cap 1 account combination feature to work so I can combine my current cards. I'd apply for more of them after that. Would like to get that limit into the $50K + range.
Very exciting, congrats!