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Contributor
Pworld
Posts: 91
Registered: ‎12-29-2008

Re: Finally broke 700

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‎08-31-2012 10:08 AM

If you dont mind sharing, what moves did you make that took you from mid 600's to 700? this is my goal by the end of the year, and i added 4 new trade lines to help me (opposed to 1 sub prime toy limit trade line). This should motivate me. 

2/2011=EQ: 590
9/2012=EQ: 682
11/2012=EQ: 683 (after 4 card app spree and reporting)
Goal = 690-700 by 1/2013
Amex Zync | Amex Green | Chase Freedom | Best Buy | Discover IT
Message 11 of 20 (379 Views)
 
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Regular Contributor
alboto
Posts: 211
Registered: ‎08-23-2012

Re: Finally broke 700

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‎08-31-2012 10:12 AM

Congrats!!! I hope I get to 700 soon

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Established Member
etstrong98
Posts: 17
Registered: ‎08-09-2012

Re: Finally broke 700

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‎08-31-2012 10:19 AM

Congrats..... i am following right behind you just got the SW alert my score jumped from 656 -> 679 almost there :smileyhappy:

Beginning Scores 470
Current Scores - 04/04/2013 FICO TU 700 EQ 689
Lender Pulled EX 700
GOAL 2013 all over 720 and AMEX
Cap1 500 & 1500 Walmart 900 Amazon 1400 Target 600 Kay's 2000 WFNNB (multi) 1750 Oldest card 15 years Aver 2 years
Message 13 of 20 (370 Views)
 
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Regular Contributor
beautybrainsbooty
Posts: 206
Registered: ‎08-02-2012

Re: Finally broke 700

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‎08-31-2012 10:22 AM

I am 5 points-count 'em-5 points away from 700 on my EQ. So close I can taste it. CONGRATULATIONS!!! I can't wait to sit at around 780/800...that's my ultimate goal :smileywink:

 

 

started mid 500's. Disputed incorrect items and within a month or two my scores have skyrocketed and continue to do so
EQ: 674 > 689 >695 with my new TLs reporting :smileywink:
TU: 661>780
Experian(or as I call them, the devil) I have no clue, they haven't released my report
Goal=720 across the board--currently searching for the perfect *third* card to maximize my profile and score :smileywink:
Message 14 of 20 (368 Views)
 
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Contributor
CreditEd
Posts: 140
Registered: ‎07-01-2012

Re: Finally broke 700

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‎08-31-2012 06:53 PM

CONGRATS2U!!!

 

Was going to start this thread myself tonight in fact. Found out that I just broke 700 on my Experian score with at 713. TU and EQ are taking what feels to be years to remove a recent deleted account. Like Heinz ketchup "Anticipation is making me wait....."

All Thanks to myFico:
AMEX Business Platinum (NPSL) | AMEX Business SPG ($25,000) | AMEX Delta Sky Platinum ($10,000 | AMEX H. Honors ($2,000) | Citi Hilton Honors Reserve ($14,000) | Citi Diamond Preferred ($4,700) | Citi ThankYou Preferred ($3,200) | Chase Freedom ($3,000) | FNBO Platinum MC (awaiting the limit) | HSBC Platinum ($2,000) | US Bank Cash+ Visa Signature ($5,000)
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Established Contributor
rtw
Posts: 744
Registered: ‎05-01-2012

Re: Finally broke 700

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‎09-03-2012 01:24 PM

Thanks! Pulled EQ on 9/1 and jumped to 731. Midland collection account was deleted. Had an app spree on Saturday so my score dropped to 720 but I will take it. My uti will drop once my new accounts report and I'm hoping for a little boost.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 725 (PSECU 5/11/13) TU: 711 (5/15/13) EQ: 688 (5/15/13)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 10K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 4.1K Barclays USAir 7/12 | 5K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 16 of 20 (254 Views)
 
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Moderator
webhopper
Posts: 6,579
Registered: ‎09-16-2011

Re: Finally broke 700

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‎09-03-2012 01:32 PM

Congrats are in order! Very very nice!
Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!


Take the myFICO Fitness Challenge
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Frequent Contributor
Brian_Trying_700
Posts: 446
Registered: ‎09-14-2011

Re: Finally broke 700

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‎09-03-2012 01:33 PM

Congrats. I'm trying as in my name to get there. Credit is a journey along with responsibility. Thanks to the great people on this forum, I am building my way.

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
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Moderator
tinuviel
Posts: 3,868
Registered: ‎11-02-2010

Re: Finally broke 700

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‎09-03-2012 03:44 PM

Congrats! It's a great feeling and a wonderful accomplishment! :smileyvery-happy:



Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 733, TU 724 (05/01/2013), EX Credit Sesame 725 (05/08/2013)
Goal Score: 740+ FICO scores
Take the FICO Fitness Challenge Bronze Spade Garden Club Member - Last App: 03/04/2013 - No apps until Fall 2013
Cards: Cap1 Venture 6.4k, Cap1 NHCR MC 750, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 4k, Citi Diamond Preferred MC 7.55k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 4.2k, Kay Jeweler's 5.1k
Message 19 of 20 (222 Views)
 
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Contributor
CreditEd
Posts: 140
Registered: ‎07-01-2012

UPDATE!!! Finally broke 700

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‎09-04-2012 11:57 AM

CreditEd wrote:

CONGRATS2U!!!

 

Was going to start this thread myself tonight in fact. Found out that I just broke 700 on my Experian score with at 713. TU and EQ are taking what feels to be years to remove a recent deleted account. Like Heinz ketchup "Anticipation is making me wait....."

TU just updated my deleted CO from I. C. Systems. I'm at 712 at TU as well. Waiting on slowpose EQ before I declare the trifecta!

 

Many great posts on this board helped me to even think about how to improve my score or to even care about my actions as they relate to credit. Alot of income helped me to gloss over some very simple mistakes.

 

 

 

 

 

 

 

All Thanks to myFico:
AMEX Business Platinum (NPSL) | AMEX Business SPG ($25,000) | AMEX Delta Sky Platinum ($10,000 | AMEX H. Honors ($2,000) | Citi Hilton Honors Reserve ($14,000) | Citi Diamond Preferred ($4,700) | Citi ThankYou Preferred ($3,200) | Chase Freedom ($3,000) | FNBO Platinum MC (awaiting the limit) | HSBC Platinum ($2,000) | US Bank Cash+ Visa Signature ($5,000)
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