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Established Contributor
rtw
Posts: 772
Registered: ‎05-01-2012

Finally broke 700

Thanks everyone. Broke 700 today on my Equifax report. Hopefully TU and EX aren't far behind. I wouldn't have seen this much movement so quickly without the advice and help of everyone on this forum.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 710 (PSECU 6/01/13) TU: 715 (6/01/13) EQ: 688 (6/01/13)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 10K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 4.1K Barclays USAir 7/12 | 5K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Established Contributor
gettnthere
Posts: 899
Registered: ‎06-14-2012

Re: Finally broke 700

AWESOME!!! and CONGRATS!!!  I am sure thats got to be a great feeling:smileyhappy:



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Established Contributor
MountainHiker
Posts: 644
Registered: ‎08-07-2012

Re: Finally broke 700

congrats to you forall your hard work.

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Regular Contributor
sgs10
Posts: 204
Registered: ‎08-03-2010

Re: Finally broke 700

Congrats. Keep gardening.

Established Contributor
MsLadyRover
Posts: 804
Registered: ‎03-14-2012

Re: Finally broke 700

Congratulations!


Starting Score: 639 (Walmart TU)
Current Score: TU 688 (myFICO) EX 679 (Credit Sesame) EQ 660 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Contributor
angelnyc
Posts: 111
Registered: ‎08-19-2012

Re: Finally broke 700

Congrats

New Contributor
zan987
Posts: 51
Registered: ‎09-27-2011

Re: Finally broke 700

Congrats....I hope to join the 700 club one day.


Starting Score: 590
Current Score: EQ:665
9/05/12; EX: 656 7/10/12; TU: 641 8/15/12

Goal Score: 680


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Frequent Contributor
Razeus
Posts: 369
Registered: ‎04-02-2012

Re: Finally broke 700

Congrats!

 

That's the last goal I need to check off for 2012.

My Wallet:
Discover It $11,000 | Chase Freedom $5,000 | AMEX BCE $3,000 | Paypal Extras Platinum $5,000 | Wells Fargo $1,000 | AMEX Zync NPSL
Valued Member
Way
Posts: 28
Registered: ‎01-24-2012

Re: Finally broke 700

Grats!

NFCU NAVCHECK - $7500 | NFCU CashRewards - $3000 | NFCU Platinum MC - $1500 | Cap One Cash Rewards - $750 | Cap One Secured - $700



Contributor
tbolt2
Posts: 82
Registered: ‎03-11-2011

Re: Finally broke 700

Congrats... I'm jealous...i'm only 16 points away.......I'm waiting for three new accounts to hit the report. Hopefully they'll all report tonight....

 

Maybe the credit gods will smile on me and with the combination of  3 new accounts, reduced AAoA, adding one month aging to my other accounts on 09/01, and the decreased utilization that my score stays about the same....keeping fingers crossed.

 

The three inquiries didn't hurt  a bit.... with 24 already on EQ,  I don't think FICO cares anymore :smileyhappy: 


Starting Score: 534 11/09
Current Score: FICO 652 05/11
Goal Score: 700+


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