cancel
Showing results for 
Search instead for 
Did you mean: 

Finally broke 700

Established Contributor

Finally broke 700

Thanks everyone. Broke 700 today on my Equifax report. Hopefully TU and EX aren't far behind. I wouldn't have seen this much movement so quickly without the advice and help of everyone on this forum.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 1 of 20
19 REPLIES
Established Contributor

Re: Finally broke 700

AWESOME!!! and CONGRATS!!!  I am sure thats got to be a great feelingSmiley Happy



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Message 2 of 20
Established Contributor

Re: Finally broke 700

congrats to you forall your hard work.

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Message 3 of 20
Regular Contributor

Re: Finally broke 700

Congrats. Keep gardening.

Message 4 of 20
Valued Contributor

Re: Finally broke 700

Congratulations!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 5 of 20
Frequent Contributor

Re: Finally broke 700

Congrats

Message 6 of 20
New Contributor

Re: Finally broke 700

Congrats....I hope to join the 700 club one day.

Message 7 of 20
Frequent Contributor

Re: Finally broke 700

Congrats!

 

That's the last goal I need to check off for 2012.

My Wallet:
AMEX Platinum | Discover It $20.3k | Chase Sapphire Reserved $16k | Chase United $12k | AMEX SimplyCash Plus Business $11.6k | AMEX Schwab $9k | AMEX BCEP $8.2k | Citi Costco Anywhere Visa $8k | Chase Amazon Visa $8k | Chase Sapphire Preferred $7k | Chase Freedom $5k | Citi Simplicity $5k | Paypal Extras Platinum $5k | Wells Fargo $5k | Citi Best Buy $4.2k | Citi Visa Signature $3k | Care Credit $3k
Message 8 of 20
New Contributor

Re: Finally broke 700

Grats!

Experian - 728 | Transunion - 708 | Equifax - 701

NFCU cRewards - $22,000 | NCFU MC - $22,000 | Lowes - $10,000 | DCU Plat Visa - $7,500 | Navcheck - $7,500 | Chase Freedom - $6,000 | Ashley Furniture - $4,800 | Discover IT - $4,500 | Amex BCP - $1,000 | Cap1 QS - $850 | Cap 1 Plat - $700
Message 9 of 20
Contributor

Re: Finally broke 700

Congrats... I'm jealous...i'm only 16 points away.......I'm waiting for three new accounts to hit the report. Hopefully they'll all report tonight....

 

Maybe the credit gods will smile on me and with the combination of  3 new accounts, reduced AAoA, adding one month aging to my other accounts on 09/01, and the decreased utilization that my score stays about the same....keeping fingers crossed.

 

The three inquiries didn't hurt  a bit.... with 24 already on EQ,  I don't think FICO cares anymore Smiley Happy 


Starting Score: 534 11/09
Current Score: FICO 652 05/11
Goal Score: 700+


Take the FICO Fitness Challenge

Message 10 of 20