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Established Contributor
rtw
Posts: 797
Registered: ‎05-01-2012
0

Finally broke 700

Thanks everyone. Broke 700 today on my Equifax report. Hopefully TU and EX aren't far behind. I wouldn't have seen this much movement so quickly without the advice and help of everyone on this forum.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Established Contributor
gettnthere
Posts: 912
Registered: ‎06-14-2012
0

Re: Finally broke 700

AWESOME!!! and CONGRATS!!!  I am sure thats got to be a great feeling:smileyhappy:



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Established Contributor
MountainHiker
Posts: 651
Registered: ‎08-07-2012
0

Re: Finally broke 700

congrats to you forall your hard work.

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Regular Contributor
sgs10
Posts: 204
Registered: ‎08-03-2010
0

Re: Finally broke 700

Congrats. Keep gardening.

Valued Contributor
MsLadyRover
Posts: 2,829
Registered: ‎03-14-2012
0

Re: Finally broke 700

Congratulations!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Regular Contributor
ACsteel
Posts: 237
Registered: ‎08-19-2012
0

Re: Finally broke 700

Congrats


Garden Member Since: 2014 - 4 - 1
New Contributor
zan987
Posts: 55
Registered: ‎09-27-2011
0

Re: Finally broke 700

Congrats....I hope to join the 700 club one day.

Frequent Contributor
Razeus
Posts: 395
Registered: ‎04-02-2012
0

Re: Finally broke 700

Congrats!

 

That's the last goal I need to check off for 2012.

My Wallet:
Discover It $14,300 | Chase Sapphire Preferred $7,500 | Chase Freedom $5,000 | Citi Simplicity $5,000 | AMEX BCE $3,000 | Paypal Extras Platinum $5,000 | Wells Fargo $1,000 | AMEX Zync NPSL
New Contributor
Way
Posts: 50
Registered: ‎01-24-2012
0

Re: Finally broke 700

Grats!

Experian - 728 | Transunion - 708 | Equifax - 701

NFCU cRewards - $22,000 | NCFU MC - $22,000 | Lowes - $10,000 | DCU Plat Visa - $7,500 | Navcheck - $7,500 | Chase Freedom - $6,000 | Ashley Furniture - $4,800 | Discover IT - $4,500 | Amex BCP - $1,000 | Cap1 QS - $850 | Cap 1 Plat - $700
Contributor
tbolt2
Posts: 84
Registered: ‎03-11-2011
0

Re: Finally broke 700

Congrats... I'm jealous...i'm only 16 points away.......I'm waiting for three new accounts to hit the report. Hopefully they'll all report tonight....

 

Maybe the credit gods will smile on me and with the combination of  3 new accounts, reduced AAoA, adding one month aging to my other accounts on 09/01, and the decreased utilization that my score stays about the same....keeping fingers crossed.

 

The three inquiries didn't hurt  a bit.... with 24 already on EQ,  I don't think FICO cares anymore :smileyhappy: 


Starting Score: 534 11/09
Current Score: FICO 652 05/11
Goal Score: 700+


Take the FICO Fitness Challenge


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