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Frequent Contributor
rubaty
Posts: 380
Registered: ‎11-18-2007
0

Finally closed Orchard!!!

Call Orchard today to see about waiving my annual fee of $59 this year.  I have had the car since 2001 and my limit was $2.9K.  I told them that if they didnt waive the fee I would close the acct.  They tried to talk me into keeping the CC and said they valued my business but they wouldnt budge.  I said close the CC and send me confirmation of my request. 
 
I cant wait for the letter in the post!!!!!:smileyvery-happy:

Current Score: EX 718 EQ 689 TU 757 23 Jun 13
Goal Score: 760 across the board by Jul 14


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Super Contributor
concorduser
Posts: 6,025
Registered: ‎09-18-2007
0

Re: Finally closed Orchard!!!

Congrats. I had to do same thing few months ago....
Senior Contributor
FretlessMayhem
Posts: 3,279
Registered: ‎08-03-2007
0

Re: Finally closed Orchard!!!

Congrats on kicking Orchard! Not needing them is a great feeling.
Here we go again...
Established Contributor
fender
Posts: 709
Registered: ‎04-20-2008
0

Re: Finally closed Orchard!!!

Not needing orchard is a good feeling, but im still glad they are around, ive had 2 charge offs with them in the past, and they still offered me a card lol :smileyhappy:
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Epic Contributor
Creditaddict
Posts: 20,820
Registered: ‎10-23-2007
0

Re: Finally closed Orchard!!!

I closed my secured card over a month ago... Just waiting for my money back... think it's bogus they take 2 months to send you YOUR money.  I should make interest on it, not them!
Fico Scores: EQ- 682 DCU, TU 696 Walmart, EX 695 NASA(10-6-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
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Frequent Contributor
Solarjuju
Posts: 335
Registered: ‎04-04-2008
0

Re: Finally closed Orchard!!!

[ Edited ]
 
I wanted to do the same earlier but there isn't an AF showing on my account right now so I would be arguing for something that is not there.
 
 
I am waiting for next month when the $79.00 AF shows up.
It has to be done.  $79 can get me a full tank of gas with change for a bag of chips, soda and candy bars.


Message Edited by Solarjuju on 06-02-2008 01:33 PM
Established Contributor
bamagirl1
Posts: 1,045
Registered: ‎12-30-2007
0

Re: Finally closed Orchard!!!

i did that w/juniper and my $250 credit limit..they said to wait until may and i would probably get one and of course it's now june and nothing..they didnt even try to get me to keep it open..but yea in a odd way it felt gooooddddddddddd
~01/2008 Ficos TU 571-EX 647-EQ 652~
~3/21/2009 Ficos TU 705 EX 702 EQ 692~
~9/9/09 Ficos TU 718 EQ 693 EX???
~06/25/12 Ficos TU 719 EQ 677 EX??
Frequent Contributor
islandchild82
Posts: 490
Registered: ‎01-24-2008
0

Re: Finally closed Orchard!!!

Congrats! Good for you!
 
I closed both of my Orchard cards a few months ago. They served their purpose, and I didn't need them anymore.
Contributor
LaserBlue
Posts: 88
Registered: ‎04-05-2008
0

Re: Finally closed Orchard!!!


Creditaddict wrote:
I closed my secured card over a month ago... Just waiting for my money back... think it's bogus they take 2 months to send you YOUR money. I should make interest on it, not them!



You do.

The check will have your deposit plus whatever interest it has earned. Mine took about 3 weeks to come.
Scores on4/8/10: TU 731 EQ 731
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Valued Contributor
debtisgood
Posts: 1,126
Registered: ‎03-25-2008
0

Re: Finally closed Orchard!!!

Congrats,
 
By the accounts of others on here, their fruit may be low hanging but it almost never grows!

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