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Finally got Walmart Discover upgrade offer!

Valued Contributor

Re: Finally got Walmart Discover upgrade offer!

I wouldn'tstay you have a long time to wait. Based on reading the forums, I would say mine took longer than the usual. I can't complain, I really only use the card once every 3-4 months, and they have continued to give CLI's during that time. From what I have read, it seems lke people are getting upgraded at around 2-3 yrs.


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (3), Chase (5), US Bank Cash+, Huntington Voice, UMB Visa, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Cap One QS, BOA (2), BMW Visa, 5/3 Real Life Rewards MC; FNBO Amex; Comenity Visa/MC (4), Ebates Visa Siggy, Nordstrom Visa, Walmart MC, Sam's Club MC; A few assorted store cards.

Current Scores (09/2017): EQ My Fico: 801; TU MyFico: 799; EX (My Fico): 797
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Regular Contributor

Re: Finally got Walmart Discover upgrade offer!

I got the upgrade at about 2 years. Yes the store account goes to closed, and the discover reports as a totally new TL. My fico took a hit, but it's worth it. I get cli randomly all the time, where before had to ask every 4 months and maybe only get few hundred. 

Trans Union Fico (Walmart) ,690 Experian Fico (Amex) 686(Opened 3 new accounts this month. In the Garden)


AMEX BCE ($19,500) AMEX PRG -(NPSL), BARCLAYS US AIR PREMIER WORLD ($10,000), BOA CASH REWARD -($6,000), CITI HILTON RESERVE SIGGY-(5,000), WALMART DISCOVER ( $5,800), CITI DIAMOND ($4,700), CITI DIVIDED WORLD ($4,500), AMAZON STORE($5,000), NORDSTROM VISA SIG($5,000), PAYPAL STORE ($4,000) Amex Delta Gold ($2000)
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