09-29-2010 06:05 PM
I love these forums but anywhoo just applied for a citi credit card and received instant approval with credit limit of 3900. Surprised heck out of me. Tried Chase and they said they have to review it so I will call in morning and I tried capitol one who flat out denied me. Currently I have a 300 First Premier which I will be closing as soon as I get the new card, 600 Orchard Bank, and a 500 Capitol One so don't know why they denied me. Ohh I did also just get a car loan for 28000 this week and a mortgage in April so I am going to cool my jets for a while. I just wanted a card that I didn't have to pay a fee per month just to have or an annual fee. I have come a long way from last July when all my scores were in 500s. So just wanted to say thanks you guys for all your help and information.
09-29-2010 06:10 PM
09-29-2010 06:19 PM
The Platinum Select Mastercard. I meant to apply for the Citi Forward but did the wrong app. I just wanted one that wasn't the usual one everyone qualifies for. I dont use credit cards but I want to continue to build my credit. When did u apply?
09-30-2010 07:43 AM
Congratulations! I hope to be right behind you with a "grownup" card. Been fighting the battle a long time! Enjoy the feeling!
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.