The Amex 6 month mark hit, and I applied for a 3X increase up to $41,500. As expected, Amex wasn't ready to go that high and approved me for $21,800 instead, an increase of $8,300 overall. I'm pretty happy with this increase for now considering the low level of spending I have put through the card. I will post all my stats in the 3X CLI discussion thread in a few hours.
After that was over with, I decided to try my luck with Citi considering I haven't received an increase from them in the entire 8 months I have had the card. I requested a double CLI to $13,000 but they could only offer $1,500 without checking my credit with a hard pull. Obviously I accepted to increase my total credit lines to $51,300!
Best part is that I stayed in the Garden!
After that was over with, I decided to try my luck with Citi considering I haven't received an increase from them in the entire 8 months I have had the card. I requested a double CLI to $13,000 but they could only offer $1,500 without checking my credit with a hard pull. Obviously I accepted to increase my total credit lines to $51,300!
Best part is that I stayed in the Garden!
Nice work SnackTrader!
@missjae - Thank you! I requested both CLIs online.
@FinStar - Congratulations on your 1,000th post!
@FinStar - Congratulations on your 1,000th post!
@SnackTrader wrote:
@missjae - Thank you! I requested both CLIs online.
@FinStar - Congratulations on your 1,000th post!
Thanks SnackTrader... 
you know, I had no idea I crossed that threshold until you mentioned it...lol
Here's what happened with the Citi CLI...
I put in my information (amount of increase, salary, rent) and pressed continue. The second page asked me to verify my information and told me that Citi may pull my credit history. I have gotten this far numerous times before, but this time I pressed continue. Third page said that they were prepared to offer me $1,500 immediately and that no credit check was needed for that offer. I pressed accept, and the next page had the option to ask for more, which would presumably be a HP. So then I just logged out and went back later to confirm the $8k CL was showing.
I put in my information (amount of increase, salary, rent) and pressed continue. The second page asked me to verify my information and told me that Citi may pull my credit history. I have gotten this far numerous times before, but this time I pressed continue. Third page said that they were prepared to offer me $1,500 immediately and that no credit check was needed for that offer. I pressed accept, and the next page had the option to ask for more, which would presumably be a HP. So then I just logged out and went back later to confirm the $8k CL was showing.
I had asked for as many data points as I could gather a few months back about who got SPs and who got HPs. The general consensus was that the longer you wait, the better your chances for SP. most of those who CONFIRMED they got an SP CLI hadn't requested a CLI in 4 months or longer (typically more than 6). Now, it wasn't a statistically significant sample, but it gave me enough indication of my chances that I was comfortable requesting today, over 8 months after I got the card.
Unfortunately, your best bet might be to take the HP risk (although that didn't get you very far last time), or keep waiting it out. The 5% categories and the Price Rewind feature continue to make this card worth every single bit of the hassle.
Unfortunately, your best bet might be to take the HP risk (although that didn't get you very far last time), or keep waiting it out. The 5% categories and the Price Rewind feature continue to make this card worth every single bit of the hassle.