11-10-2010 01:13 PM
I apped for the iTunes card this afternoon after reading about all the recent approvals. I was declined and declined on recon about 7 months ago. Got a instant denial and called the recon # and bam approved for 1k. They must be trying to sign up as many people as possible. They pulled TU and I have an obscene amount of inq's on it. That is my last app for at least 6 months! Thats what im really going to try to stick to. Im going to re-freeze my TU and EQ to help me from urges. I dont know why it feels so good to be approved but it does! Anybody trying to get in with them now the time id say.
11-10-2010 02:31 PM
Congrats! I was declined for the Apple Visa card a few months back but never thought to call for a recon. Sucks, since I was really thinking of buying a new Mac book. Maybe I should try again...what number did you call by the way?
11-10-2010 03:41 PM
They pulled TU which is my lowest score ( Always seems to work that way) about 3 weeks ago I bought a car and it was a 620 so its somewhere give or take a few points around there. I dont have a BK so im not sure if they are friendly to them. He didnt even ask me about anything on my report he just asked me my income and what I did and then he asked me questions about my job. He seemed interested in it and we struck up a conversation about it and that was it approved.
11-10-2010 03:49 PM
mross one other question, i just finished reading some other posts,maybe you can
answer this one. so is this card exclussively for buying computers,or is a visa/mc?
it seems its a card to buy just computers. i thought is was a bank card. thats what
i'm looking to get. thanks mross.
11-10-2010 03:53 PM - edited 11-10-2010 03:54 PM
There is 2 of them. Both Visa's which can be used anywhere. One has special 0% financing promos through apple. The other is a itunes rewards card. Both have no fees. And I looked into creditpulls people have been approved with bk's
11-10-2010 05:11 PM - edited 11-10-2010 05:11 PM
I don't know if they're BK friendly or not, but I applied for my Barcalys B&N mastercard on the Barnes&Noble site.
They also have a wesbite: http://www.aboutbarclaycardus.com/
I will say this though, they were my first rebuilder card and have been very good with my CLI.
Before applying, I'd probably give them a call and see if they'll give you any info. about your approval chance. No point in wasting an inquiry.
11-10-2010 05:17 PM