11-10-2010 01:13 PM
I apped for the iTunes card this afternoon after reading about all the recent approvals. I was declined and declined on recon about 7 months ago. Got a instant denial and called the recon # and bam approved for 1k. They must be trying to sign up as many people as possible. They pulled TU and I have an obscene amount of inq's on it. That is my last app for at least 6 months! Thats what im really going to try to stick to. Im going to re-freeze my TU and EQ to help me from urges. I dont know why it feels so good to be approved but it does! Anybody trying to get in with them now the time id say.
11-10-2010 02:31 PM
Congrats! I was declined for the Apple Visa card a few months back but never thought to call for a recon. Sucks, since I was really thinking of buying a new Mac book. Maybe I should try again...what number did you call by the way?
11-10-2010 03:41 PM
They pulled TU which is my lowest score ( Always seems to work that way) about 3 weeks ago I bought a car and it was a 620 so its somewhere give or take a few points around there. I dont have a BK so im not sure if they are friendly to them. He didnt even ask me about anything on my report he just asked me my income and what I did and then he asked me questions about my job. He seemed interested in it and we struck up a conversation about it and that was it approved.
11-10-2010 03:49 PM
mross one other question, i just finished reading some other posts,maybe you can
answer this one. so is this card exclussively for buying computers,or is a visa/mc?
it seems its a card to buy just computers. i thought is was a bank card. thats what
i'm looking to get. thanks mross.
11-10-2010 03:53 PM - edited 11-10-2010 03:54 PM
There is 2 of them. Both Visa's which can be used anywhere. One has special 0% financing promos through apple. The other is a itunes rewards card. Both have no fees. And I looked into creditpulls people have been approved with bk's
11-10-2010 05:11 PM - edited 11-10-2010 05:11 PM
I don't know if they're BK friendly or not, but I applied for my Barcalys B&N mastercard on the Barnes&Noble site.
They also have a wesbite: http://www.aboutbarclaycardus.com/
I will say this though, they were my first rebuilder card and have been very good with my CLI.
Before applying, I'd probably give them a call and see if they'll give you any info. about your approval chance. No point in wasting an inquiry.
11-10-2010 05:17 PM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.